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Mastercard Platinum

  • International credit card with higher transaction and credit limit.
  • Maximum Protection through chip and PIN tehnology at all ATM and POS terminals.
  • Airport Security Fast Track
  • Exclusive seasonal offers from Mastercard Premium.
  • Free of charge Insurance "Assistance in travelling and accident"
Mastercard Platinum
Learn more

Mastercard Platinum


Class is a matter of style.

Apply online for a Mastercard Platinum credit card with no annual fee for the first year.

Learn moreabout Promo

Features and Fees

Convenience and safety by credit card Mastercard Platinum. Take advantage of high-end card with higher transaction and credit limits and various preferences.

Mastercard Platinum has a magnetic stripe and chip and provides you guaranteed and secured access to your funds wherever available Mastercard logo.

Exclusive seasonal offers from Mastercard Premium.

Minimum net monthly income


6 000 BGN

Credit limit


30 000 BGN up to 100 000 BGN




Time limit for issuing


5 working days for standard

within 48 hours for express orders

Credit limit validity


2 years

Interest rate


1.30 % per month will be charged on the used and not paid part of the credit limit

Annual expense ratio


*Example: 16.76 % with a repayment term of 12 months, an annual fee of 0.00 BGN for the first year, utilized credit limit of 30 000 BGN, a monthly payment of 3 % (900 BGN)of the amount of disbursed limit, monthly interest rate 1.30 % and total due amount at end of period 32 647.52 BGN.

Card validity


4 years

Annual fee


No fee for the first year for digitally signed contract

Minimum repayment amount


3% of the approved credit limit

Grace period


Up to 45 days for purchases at POS terminals

Due date


From 1st to 15th of the month




Discounts and boutique offers

  • Free access to the Business Lounge Preslav and Pliska at Sofia Airport and facilities of special lounges SKY Lounge and JET Lounge of Vienna international airport

  • Exclusive seasonal proposals Mastercard Premium

Additional card


Yes, according to the tariff



Chip and magnetic stripe

Preferential and special programmes

  • Free of charge Insurance

  • Automatic activation of the service "Secure payments on Internet"

  • Programme PLUS

Liabilities repayment


No need to repay fully the used credit limit. You have the opportunity to pay only a minimum fixed amount every month through various channels.

  • Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
  • Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
  • Installments at ATM - with cash deposit to a credit card account
  • At cashier in the bank branch to a credit card account

24/7 customer service center


In emergency situations or when you need to check your card balance

Statements and notifications

  • Free of charge monthly statement of account via e-mail
  • Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards

Card activation

The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.


*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!

Application of the Card

  • Booking and rental services - cars or airline tickets and hotels
  • Payment of products and services offered in merchant outlets at POS terminal in the country and abroad
  • Collection points and payments with points at merchant outlets involved in PLUS Programme
  • Cash withdrawals at ATM and POS terminal in any bank branch
  • Payment of monthly bills for electricity, central heating, phone and other services offered in the Internet through the system (the transaction can be executed after a registration at an ATM)
  • Payment of bills and services from an ATM in Bulgaria through the B-Pay system
  • Account balance, PIN change and information on the last five transactions only at ATMs in Bulgaria

How to apply

Required documents and terms

  • Minimum net monthly income 6 000 BGN.
  • Client’s ID card
  • Income other than employment relationship or without income transfer to bank account
  • Foreigners should a resident permit for Bulgaria
  • Application form for credit card when visiting UniCredit Bulbank branches 

Apply for your Mastercard Platinum


Fill in the online form and our consultant will contact you.


In branch of the bank

Apply for the card in any bank branch.

Through the online and mobile banking

Bulbank Online
Bulbank Mobile

Digitize your card now!

Forget about your overfilled pockets and bags!

It's easy to pay with your phone by adding your card to Apple Wallet or Digital Wallet for Android.


Security tips

Take care of your financial security by following a few simple rules when using your card.

Additional Card Services

Other credit card offers