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Consumer Loan

  • 4.56% promotional interest rate for amounts above BGN 20,000
  • Loan amount up to BGN 75,000
  • Application with ID card only
  • Response up to 2 hours within the working day

APPLY

Consumer Loan

Characteristics

Term

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From 3 to 120 Months

Currency

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BGN

Minimum amount

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150 BGN

Maximum amount

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75 000 BGN

Type of interest rate

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At the option of the borrower:

  • Fixed for the entire credit period

  • Variable - set aside of interest rate index (ADI) plus a margin.

Interest conditions

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Pricing parameters are consistent with:

  • Amount of the loan
  • Transfer of salary at UniCredit Bulbank

Collateral

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Without collateral Subject to individual assessment to the risk profile of the client

Fees and commissions

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Fees and commissions The fee for the application of loan review is based on the consumer loan type and it is financed.

* The promotional interest rate of 4.56 % is variable. This offer is valid until 31.07.2022 for loans exceeding BGN 20,000 and proof of net income exceeding BGN 1,200.

Example: A consumer loan in the amount of BGN 25,000 for 120 months. A monthly installment of BGN 263.58 with a variable AIR of 4.56%, APR of 4.92% and with a payroll service.

Total due amount at the end of the loan term – BGN 31,629.60.

The consumer loan is provided by UNICREDIT CONSUMER FINANCING EAD. The monthly installment amount depends on the date of loan utilization and the selected maturity date.


*Possibility for adding an insurance /protection/ to the consumer loan at the choice of the customer.

Example: A consumer loan in the amount of BGN 25,000 for 120 months. A monthly installment of BGN 271.76 with a variable AIR of 4.56%, APR of 5.96% and with a payroll service. Monthly premium on the insurance – BGN 8.94, which is included in the monthly installment. Total due amount at the end of the loan term with insurance included – BGN 32,611.20.

Calculate and Send Request

The financing I want to receive is
I plan to repay him for
Monthly payment
%
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How to apply?

Documents Required

  • ID card only*

*UniCredit Consumer Financing reserves the right to require additional documents


Additional Information

Interest Methodology

Interest Indexes

Request Online

Fill out the short form and our consultant will contact you.


Call Telephone

0700 1 84 84 at the price of a city call


Bank Branch

Visit the nearest branch of UniCredit Bulbank.

Easily and entirely remotely:

  • Submit your request with a few clicks through the Bulbank Mobile application or contact a consultant at *2274
  • You will receive a customised offer in 2 hours during the business day

Apply now

Promo

It is simple to apply for a consumer loan

Apply for a consumer loan through Bulbank Mobile entirely remotely, with only a few clicks.

Learn moreabout Promo