Consumer Loan

  • Fast response up to 2 hours
  • Loan amount from BGN 150 up to BGN 75 000
  • Term of the loan up to 10 years
  • Special conditions for self-insured clients
  • Transparency no hidden fees and commissions
  • Ability to take out insurance with an insurance company partner of UniCredit Consumer Financing



Up to 10 years



Minimum amount

150 BGN / 75 EUR

Maximum amount

75 000 BGN/37 500 EUR

Type of interest rate

At the option of the borrower:

  • Fixed for the entire credit period

  • Variable - set aside of market interest rate index (3-month SOFIBOR / EURIBOR) plus a margin.

Interest conditions

Pricing parameters are consistent with:

  • Amount and term of the loan

  • Insurable income of the customer

  • Transfer of salary at UniCredit Bulbank


Without collateral Subject to individual assessment to the risk profile of the client

Fees and commissions

Fees and commissions The fee for the application of loan review is based on the consumer loan type and it is financed.

What can you use the loan for?

  • Your home - repairs, purchase of furnishing, new equipment
  • Training
  • Trips and holidays
  • Consolidation of obligations under the best conditions
  • Current or unforeseen expenses
  • Any special moments!

How to apply?

Documents Required

  • ID card only*

*UniCredit Consumer Financing reserves the right to require additional documents

Additional Information

Interest Methodology

Interest Indexes

Request Online

Fill out the short form and our consultant will contact you.


Call Telephone

0700 1 84 84 at the price of a city call

Bank Branch

Visit the nearest branch of UniCredit Bulbank.

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