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Consumer Loan

  • 4.56% promotional interest rate for amounts above BGN 20,000
  • Loan amount up to BGN 75,000
  • Application with ID card only
  • Response up to 2 hours within the working day


Consumer Loan




From 3 to 120 Months




Minimum amount


150 BGN

Maximum amount


75 000 BGN

Type of interest rate


At the option of the borrower:

  • Fixed for the entire credit period

  • Variable - set aside of interest rate index (ADI) plus a margin.

Interest conditions


Pricing parameters are consistent with:

  • Amount of the loan
  • Transfer of salary at UniCredit Bulbank



Without collateral Subject to individual assessment to the risk profile of the client

Fees and commissions


Fees and commissions The fee for the application of loan review is based on the consumer loan type and it is financed.

*The promotional interest rate of 4,60% is variable. The offer is valid until 30.06.2022 for loan amounts exceeding BGN 20,000 and a proven net income exceeding BGN 1,200.

Example: A consumer loan of BGN 25,000 for a period of 120 months; a monthly installment of BGN 272.24, with a floating annual interest rate – 4.56%, annual percentage rate – 5.68%, and transfer of salary. The insurance premium* amounts to BGN 8.95 per month and is included in the loan installment.

The total due amount at the end of the loan term is BGN 32,668.58, including insurance.

The consumer loan is granted by UniCredit Consumer Financing. The monthly installment amount depends on the loan utilization date and the selected maturity date.

*If no insurance policy has been concluded to the consumer loan agreement, no insurance premium shall be added to the monthly installment.

Calculate and Send Request

The financing I want to receive is
I plan to repay him for
Monthly payment

How to apply?

Documents Required

  • ID card only*

*UniCredit Consumer Financing reserves the right to require additional documents

Additional Information

Interest Methodology

Interest Indexes

Request Online

Fill out the short form and our consultant will contact you.

Call Telephone

0700 1 84 84 at the price of a city call

Bank Branch

Visit the nearest branch of UniCredit Bulbank.

Easily and entirely remotely:

  • Submit your request with a few clicks through the Bulbank Mobile application or contact a consultant at *2274
  • You will receive a customised offer in 2 hours during the business day

Apply now


It is simple to apply for a consumer loan

Apply for a consumer loan through Bulbank Mobile entirely remotely, with only a few clicks.

Learn moreabout Promo