Consumer loans througn Bulbank Mobile
Now you can apply for a consumer loan wherever you are, directly from your mobile phone. It is fast and easy to apply and get an approval, you can sign* the consumer loan agreement in Bulbank Mobile, with no need to visit a bank branch!
What you need to do?
- Download and activate Bulbank Mobile
- Open the menu Product Requests
- Select Consumer Loan and simply follow the steps in the application
In addition, with the mobile banking application on your phone:
- You get 24/7 access to information for your funds;
- You can make bank transfers within seconds and for lower fees compared with performing such operations at a cash desk in a bank branch;
- You can request remotely your desired products and services and you can do also so much more!
* The possibility to sign a consumer loan agreement in Bulbank Mobile depends on the approved parameters for the loan.
Consumer Loan
Characteristics
Term
IconFrom 3 to 120 Months
Currency
IconBGN
Minimum amount
Icon150 BGN
Maximum amount
Icon75 000 BGN
Type of interest rate
IconAt the option of the borrower:
-
Fixed for the entire credit period
-
Variable - set aside of interest rate index (ADI) plus a margin.
Interest conditions
IconPricing parameters are consistent with:
- Amount of the loan
- Transfer of salary at UniCredit Bulbank
Collateral
IconWithout collateral Subject to individual assessment to the risk profile of the client
Fees and commissions
IconFees and commissions The fee for the application of loan review is based on the consumer loan type and it is financed.
*The promotional interest rate of 4,60% is variable. The offer is valid until 30.06.2022 for loan amounts exceeding BGN 20,000 and a proven net income exceeding BGN 1,200.
Example: A consumer loan of BGN 25,000 for a period of 120 months; a monthly installment of BGN 272.24, with a floating annual interest rate – 4.56%, annual percentage rate – 5.68%, and transfer of salary. The insurance premium* amounts to BGN 8.95 per month and is included in the loan installment.
The total due amount at the end of the loan term is BGN 32,668.58, including insurance.
The consumer loan is granted by UniCredit Consumer Financing. The monthly installment amount depends on the loan utilization date and the selected maturity date.
*If no insurance policy has been concluded to the consumer loan agreement, no insurance premium shall be added to the monthly installment.
Calculate and Send Request
How to apply?
Documents Required
- ID card only*
*UniCredit Consumer Financing reserves the right to require additional documents
Additional Information
Request Online
Fill out the short form and our consultant will contact you.
Call Telephone
0700 1 84 84 at the price of a city call
Bank Branch
Visit the nearest branch of UniCredit Bulbank.
Bulbank Mobile
We brought banking at your fingertips!
