Consumer Loan
Characteristics
Term
IconFrom 3 to 120 Months
Currency
IconBGN
Minimum amount
Icon150 BGN
Maximum amount
Icon75 000 BGN
Type of interest rate
IconAt the option of the borrower:
-
Fixed for the entire credit period
-
Variable - set aside of interest rate index (ADI) plus a margin.
Interest conditions
IconPricing parameters are consistent with:
- Amount of the loan
- Transfer of salary at UniCredit Bulbank
Collateral
IconWithout collateral Subject to individual assessment to the risk profile of the client
Fees and commissions
IconFees and commissions The fee for the application of loan review is based on the consumer loan type and it is financed.
* The promotional interest rate of 4.56 % is variable. This offer is valid until 31.07.2022 for loans exceeding BGN 20,000 and proof of net income exceeding BGN 1,200.
Example: A consumer loan in the amount of BGN 25,000 for 120 months. A monthly installment of BGN 263.58 with a variable AIR of 4.56%, APR of 4.92% and with a payroll service.
Total due amount at the end of the loan term – BGN 31,629.60.
The consumer loan is provided by UNICREDIT CONSUMER FINANCING EAD. The monthly installment amount depends on the date of loan utilization and the selected maturity date.
*Possibility for adding an insurance /protection/ to the consumer loan at the choice of the customer.
Example: A consumer loan in the amount of BGN 25,000 for 120 months. A monthly installment of BGN 271.76 with a variable AIR of 4.56%, APR of 5.96% and with a payroll service. Monthly premium on the insurance – BGN 8.94, which is included in the monthly installment. Total due amount at the end of the loan term with insurance included – BGN 32,611.20.
Calculate and Send Request
How to apply?
Documents Required
- ID card only*
*UniCredit Consumer Financing reserves the right to require additional documents
Additional Information
Request Online
Fill out the short form and our consultant will contact you.
Call Telephone
0700 1 84 84 at the price of a city call
Bank Branch
Visit the nearest branch of UniCredit Bulbank.
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