Consumer loans througn Bulbank Mobile
Now you can apply for a consumer loan wherever you are, directly from your mobile phone. It is fast and easy to apply and get an approval, you can sign* the consumer loan agreement in Bulbank Mobile, with no need to visit a bank branch!
What you need to do?
- Download and activate Bulbank Mobile
- Open the menu Product Requests
- Select Consumer Loan and simply follow the steps in the application
In addition, with the mobile banking application on your phone:
- You get 24/7 access to information for your funds;
- You can make bank transfers within seconds and for lower fees compared with performing such operations at a cash desk in a bank branch;
- You can request remotely your desired products and services and you can do also so much more!
* The possibility to sign a consumer loan agreement in Bulbank Mobile depends on the approved parameters for the loan.
Calculate and Send Request
*The calculation is approximate and represents only a guidance regarding the possible amount of payment of the instalment for the indicated amount of the loan and it does not include insurance. The specific proposal to you and its terms on the part of the bank depends on your individual profile and may differ from the presented calculation. Once you submit a request, our consultant will contact you with full details.
All agreements of cash and point-of-sale consumer loans are provided by UniCredit Consumer Finance EAD with seat and registered address: Sofia, P.O. Box 1303, Serdika quarter, 14 Gyueshevo str. , a subsidiary of UniCredit Bulbank AD. UniCredit Consumer Financing EAD is a financial institution holding a License for conducting credit activities issued by the BNB with Order No. РД22-2104/ 02.11.2009.
Characteristics
Term
From 3 to 120 Months
Currency
BGN
Minimum amount
150 BGN
Maximum amount
75 000 BGN
Type of interest rate
At the option of the borrower:
-
Fixed for the entire credit period
-
Variable - set aside of interest rate index (ADI) plus a margin.
Interest conditions
Pricing parameters are consistent with:
- Amount of the loan
- Transfer of salary at UniCredit Bulbank
Collateral
Without collateral Subject to individual assessment to the risk profile of the client
Fees and commissions
Fees and commissions The fee for the application of loan review is based on the consumer loan type and it is financed.
Example: For a consumer loan of BGN 7 500, over a period of 5 years, with an installment amount of BGN 168.68, AIR of 8.38% and APR of 9.61%, the total amount payable will be BGN 10 120.80.
The consumer loan is granted by UniCredit Consumer Financing. The monthly installment amount depends on the loan utilization date and the selected maturity date.
How to apply?
Documents Required
- ID card only*
*UniCredit Consumer Financing reserves the right to require additional documents
Additional Information
Request Online
Fill out the short form and our consultant will contact you.
Call Telephone
0700 1 84 84 at the price of a city call
Bank Branch
Visit the nearest branch of UniCredit Bulbank.
Bulbank Mobile
Open an account and manage your funds using your smartphone without visiting a branch.