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Consumer Loan

  • Response up to 2 hours within the working day
  • Loan amount from BGN 150 up to BGN 75 000
  • Term of the loan up to 10 years


Consumer Loan




From 3 to 120 Months




Minimum amount


150 BGN

Maximum amount


75 000 BGN

Type of interest rate


At the option of the borrower:

  • Fixed for the entire credit period

  • Variable - set aside of interest rate index (ADI) plus a margin.

Interest conditions


Pricing parameters are consistent with:

  • Amount of the loan
  • Transfer of salary at UniCredit Bulbank



Without collateral Subject to individual assessment to the risk profile of the client

Fees and commissions


Fees and commissions The fee for the application of loan review is based on the consumer loan type and it is financed.

Example: For a consumer loan of BGN 7 500, over a period of 5 years, with an installment amount of BGN 168.68, AIR of 8.38% and APR of 9.61%, the total amount payable will be BGN 10 120.80.

The consumer loan is granted by UniCredit Consumer Financing. The monthly installment amount depends on the loan utilization date and the selected maturity date.

Calculate and Send Request

The financing I want to receive is
I plan to repay him for
Monthly payment

How to apply?

Documents Required

  • ID card only*

*UniCredit Consumer Financing reserves the right to require additional documents

Additional Information

Interest Methodology

Interest Indexes

Request Online

Fill out the short form and our consultant will contact you.

Call Telephone

0700 1 84 84 at the price of a city call

Bank Branch

Visit the nearest branch of UniCredit Bulbank.

Easily and entirely remotely:

  • Submit your request with a few clicks through the Bulbank Mobile application or contact a consultant at *2274
  • You will receive a customised offer in 2 hours during the business day

Apply now


It is simple to apply for a consumer loan

Apply for a consumer loan through Bulbank Mobile entirely remotely, with only a few clicks.

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