Consumer loans througn Bulbank Mobile
Now you can apply for a consumer loan wherever you are, directly from your mobile phone. It is fast and easy to apply and get an approval, you can sign* the consumer loan agreement in Bulbank Mobile, with no need to visit a bank branch!
What you need to do?
- Download and activate Bulbank Mobile
- Open the menu Product Requests
- Select Consumer Loan and simply follow the steps in the application
In addition, with the mobile banking application on your phone:
- You get 24/7 access to information for your funds;
- You can make bank transfers within seconds and for lower fees compared with performing such operations at a cash desk in a bank branch;
- You can request remotely your desired products and services and you can do also so much more!
* The possibility to sign a consumer loan agreement in Bulbank Mobile depends on the approved parameters for the loan.
Consumer Loan
Characteristics
Term
IconFrom 3 to 120 Months
Currency
IconBGN
Minimum amount
Icon150 BGN
Maximum amount
Icon75 000 BGN
Type of interest rate
IconAt the option of the borrower:
-
Fixed for the entire credit period
-
Variable - set aside of interest rate index (ADI) plus a margin.
Interest conditions
IconPricing parameters are consistent with:
- Amount of the loan
- Transfer of salary at UniCredit Bulbank
Collateral
IconWithout collateral Subject to individual assessment to the risk profile of the client
Fees and commissions
IconFees and commissions The fee for the application of loan review is based on the consumer loan type and it is financed.
* The promotional interest rate of 4.56 % is variable. This offer is valid until 31.07.2022 for loans exceeding BGN 20,000 and proof of net income exceeding BGN 1,200.
Example: A consumer loan in the amount of BGN 25,000 for 120 months. A monthly installment of BGN 263.58 with a variable AIR of 4.56%, APR of 4.92% and with a payroll service.
Total due amount at the end of the loan term – BGN 31,629.60.
The consumer loan is provided by UNICREDIT CONSUMER FINANCING EAD. The monthly installment amount depends on the date of loan utilization and the selected maturity date.
*Possibility for adding an insurance /protection/ to the consumer loan at the choice of the customer.
Example: A consumer loan in the amount of BGN 25,000 for 120 months. A monthly installment of BGN 271.76 with a variable AIR of 4.56%, APR of 5.96% and with a payroll service. Monthly premium on the insurance – BGN 8.94, which is included in the monthly installment. Total due amount at the end of the loan term with insurance included – BGN 32,611.20.
Calculate and Send Request
How to apply?
Documents Required
- ID card only*
*UniCredit Consumer Financing reserves the right to require additional documents
Additional Information
Request Online
Fill out the short form and our consultant will contact you.
Call Telephone
0700 1 84 84 at the price of a city call
Bank Branch
Visit the nearest branch of UniCredit Bulbank.
Bulbank Mobile
We brought banking at your fingertips!
