- Death due to illness or accident
- Total permanent disability over 70% due to illness or accident
- Temporary disability due to illness or accident
- Hospital stay more than 7 days due to accident (only if the insured person is on leave for rising a child)
The Credit Protection Insurance is a product created by the branches of Cardif Life Insurance and Cardif Non-life Insurance in Bulgaria particularly for the clients of UniCredit Bulbank who are approved for a loan.
Object of insurance
It protects the loan payments in case of unexpected events affecting the borrower’s life, health and work capacity.
Insurance amount and cost of insurance
The insurance is available at preferential prices. The insurance sum is equal to the outstanding loan balance at the date of occurrence of insurance event.
Term of insurance
The insurance is concluded for the loan period.
“66+“ Package and “Accident” Package
The Credit Protection Insurance is available also with an accident coverage for persons aged 65 or persons with a certain percentage of permanent disability at the date of conclusion of the insurance.