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Credit Protection Insurance

Protect yourself and your family from unforeseen circumstances and crisis. The Credit Protection Insurance of UniCredit Bulbank covers your loan payments in case of accidents, disability or death.

  • Preferential price for optimal insurance coverage for the duration of the loan
  • Protection against delayed loan payments due to unforeseen events resulting in loss of income
  • Quick and easy procedure for conclusion of the insurance and claims registration
  • Option to include a coverage for involuntary unemployment
  • The insurance premium is deducted from the loan installment in case of monthly payment
  • Grace period for payment of insurance premium



Credit Protection Insurance

Risks covered

  • Death due to illness or accident
  • Total permanent disability over 70% due to illness or accident

  • Temporary disability due to illness or accident
  • Hospital stay more than 7 days due to accident (only if the insured person is on leave for rising a child)


The Credit Protection Insurance is a product created by the branches of Cardif Life Insurance and Cardif Non-life Insurance in Bulgaria particularly for the clients of UniCredit Bulbank who are approved for a loan.

Object of insurance


It protects the loan payments in case of unexpected events affecting the borrower’s life, health and work capacity.

Insurance amount and cost of insurance


The insurance is available at preferential prices. The insurance sum is equal to the outstanding loan balance at the date of occurrence of insurance event.

Additional coverage


Involuntary unemployment

Term of insurance


The insurance is concluded for the loan period.

“66+“ Package and “Accident” Package

The Credit Protection Insurance is available also with an accident coverage for persons aged 66 or persons with a certain percentage of permanent disability at the date of conclusion of the insurance.

How to conclude the insurance

The Credit Protection Insurance can be concluded by any client of UniCredit Bulbank who is approved for a loan. For more information, please visit the closest branch of UniCredit Bulbank.