Student Loan

Consumer credit in BGN and EUR for education  intended for Bulgarian students, students in Bulgaria or education abroad.

  • Simplified application procedure
  • Fast response
  • Choice between fixed rate or floating rate
  • No hidden fees and commissions
  • Option for receiving tranches for payment of semester fees
  • Opportunity for grace period for principal




From 3 up to 120 months



Minimum amount

1000 BGN / 500 EUR

Maximum amount

50 000 BGN / 25 000 EUR

Interest rate type

At the option of the borrower:

  • Fixed for the entire credit period
  • Variable - on the basis of interest rate index (ADI/ 3-month EURIBOR) plus a margin

Interest terms

Attractive interest terms


One guarantor

What can you use the loan for?

  • Education (semester fees and student support)
  • Acquisition of specialty in medicine
  • Student brigades

How to apply?

Requirements to borrowers

  • To be students at accredited colleges and universities in Bulgaria or abroad (in the European Union, Switzerland, Norway, Australia, Canada and USA)

Documents Required

  • ID card
  • Document of the University about enrolled semester and grade point average (GPA)

UniCredit Consumer Financing reserves the right to require additional documents

Apply online

Bank branch

Visit the nearest branch of UniCredit Bulbank

All agreements of cash and point-of-sale consumer loans are provided by UniCredit Consumer Finance EAD, a subsidiary of UniCredit Bulbank AD

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