Loan with Financial Collateral Arrangements

Let your savings work for you in the long term and meet your current needs with the help of consumer loan collateralised with cash in an account opened with the bank.

  • Quick response
  • No need to submit supporting documents
  • Transperancy no hidden fees and commissions
  • Without a requirement for minimum income



Up to ten years



Minimum amount

500 BGN / 250 EUR

Maximum amount

It depends of the value


  • Financial collateral arrangements

  • Bank guarantees

  • Local and foreign government securities

  • Local and foreign corporate securities

  • Mutual funds

  • Life insurance of a saving nature

Type of instalment

Equal monthly instalments (annuity) and decreasing monthly instalments.

Frequency of repayment


Method of interest calculation

Actual number of days / 360




Requirements and Documents

Required Documents

The application documents depend on the customer profile. In their preparation the guidelines of the banking consultant must be followed.

  • Loan application
  • Appendix 1 to loan application
  • Documents required in connection with consideration of the loan application

What are the requirements that must be met?

  • You must repay your current loans on a regular basis.

Additional Information

Interest Methodology
Interest Indexes


  1. Visit the nearest branch of Unicredit Bulbank and discuss the options with our consultant.
  2. Fill in loan application for individuals.
  3. Prepare the documents which the consultant has determined as necessary for execution of the specific transaction.

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