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Credit Stability Insurance

Get insured against any unexpected events that may prevent you from making your credit card payments. Take advantage of our special offer with attractive terms and conditions – the Credit Stability Insurance. This insurance is created by the branches of Cardif Life Insurance and CardifNon-life Insurance in Bulgaria particularly for the clients of UniCredit Bulbank who hold credit cards.

  • Protection of the client’s credit card payments in case of unexpected events resulting in loss of income
  • Quick and easy procedure for conclusion of the insurance and claims registration
  • Extended insurance protection including coverage for involuntary unemployment
  • The insurance premium is calculated based on the utilized credit card limit
  • Bonus coverage for protection of credit card purchases




Credit Stability Insurance

Risck covered

  • Death due to illness or accident
  • Total permanent disability over 70% due to illness or accident
  • Temporary disability due to illness or accident

  • Involuntary unemployment
  • Hospital stay longer than 7 days due to accident (only if the insured person is on leave for rising a child, is a freelancer, etc.)
  • Protection of credit card purchases


Object of insurance


Credit card payments in case of unexpected events affecting the card holder’s life, health and work capacity.

Term of insurance


The insurance is concluded for the term of the right to use the credit card limit.

Insurance amount and cost of insurance

  • The insurance is available at preferential prices
  • The insurance amount is paid monthly and it is defined from the amount of the utilized credit limit of the credit card.

How to conclude the insurance 

The Credit Stability Insurance may be taken out by any individual who has a main credit card issued by UniCredit Bulbank. For more information, please visit the closest branch of the bank.