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My Home Insurance

Protect your property with the My Home Insurance for customers of UniCredit Bulbank.  The product was created by ZAD Allianz Bulgaria exclusively for those who hold accounts with UniCredit Bulbank and the terms & conditions at which it’s offered are very favourable.

  • Quick and easy procedure for conclusion of the insurance and claims registration
  • No deductibles for all risks including earthquake
  • An option to pay the insurance premium in semi-annual or annual installments
  • No preliminary inventory and assessment of movable and immovable property
  • Improvements in the home or newly acquired movable property (furniture, equipment, appliances) are considered automatically insured without additional premium




My Home Insurance

Risks covered

  • Fire, lightning, explosion
  • Storm, hail and flooding due to natural disasters.
  • Earthquake
  • Cost of cleaning debris as a result of an insured event

  • Draining of water and steam (plumbing, sewage or heating installation accidents and forgotten faucets and fountains)
  • Short circuit and electric shock
  • Vandalism
  • Burglary


Object of insurance

  • Real property – from BGN 30 000 to BGN 120 000
  • Movable property – 10% of the selected insurance value of immovable property

Insurance amount and cost of insurance


This insurance is available at preferential rates in various packages depending on the insured amount (the limit of insurer’s liability) for the immovable and movable property of the insured person.

Additional bonus coverages

  • Landslide and collapse of groundwater
  • Impact of a vehicle or an animal
  • Broken glass
  • Civil liability to third parties
  • Cost of hotel, if the home became uninhabitable
  • Other

Term of insurance


This insurance is taken out for indefinite period of time and can be cancelled by the client at any time.

How to conclude the insurance

The My Home Insurance can be taken out by anyone who holds an account with UniCredit Bulbank. For more information, please visit the closest branch of the bank.