Consumer Loans

Consumer loans for things like repairs at home, education and travel. Apply now for a consumer loan in Euro or Bulgarian Leva.

Consumer Loan

Consumer credit in BGN or EUR


Duration in months from 3 to 120
Currency
  • BGN
  • EUR
Min amount
  • 150 BGN
  • 75 EUR
Max amount
  • 75000 BGN
  • 37500 EUR
Type of interest rate

At the option of the borrower:

  • Fixed for the entire credit period

  • Variable - set aside of market interest rate index

Consumer Loan "Fast Loan"

Quick consumer credit in BGN for current or unforeseen expenses.


Duration in months from 3 to 72
Currency
  • BGN
Min amount
  • 500 BGN
Max amount
  • 10000 BGN
Type of interest rate Fixed interest for the entire loan period

Loan with Financial Collateral Arrangements

Save without being concerned and take consumer loan collateralised with cash in an account opened with the Bank to meet your current needs.


Duration in years to 10
Currency
  • BGN
  • EUR
Min amount
  • 500 BGN
  • 250 EUR
Collateral
  • Financial collateral arrangements

  • Bank guarantees

  • Local and foreign government securities

  • Local and foreign corporate securities

  • Mutual funds

  • Life insurance of a saving nature

Type of instalment Equal monthly instalments (annuity) and decreasing monthly instalments.

Loan for your Golden years

Consumer loan for clients in retirement age.


Duration in months from 3 to 120
Currency
  • BGN
Min amount
  • 150 BGN
Max amount
  • 10000 BGN
Type of interest rate Fixed for the entire loan period

Consumer Loan Flash

Let the savings work for you and take consumer loan collateralised with cash in a deposit opened with the Bank to meet your current needs.


Duration in years to 25
Currency
  • BGN
  • EUR
Min amount
  • 500 BGN
  • 250 EUR
Type of interest rate Equal monthly instalments (annuity) and decreasing monthly instalments
Collateral Financial

Student Loan

Focus on learning with the help of the student loan. Use the money to pay the fees, current maintenance, student exchanges, buying a computer, textbooks.


Duration in years to 10
Currency
  • BGN
  • EUR
Min amount
  • 1000 BGN
  • 500 EUR
Collateral
  • Financial collateral arrangements

  • Loan collateralised with a guarantee (with up to two guarantors) - up to BGN 25,000

  • Loan collateralised with a mortgage - up to 70% of the market value of the immovable property proposed for collateral on the loan.

Type of instalment Equal monthly instalments (annuity) and decreasing monthly instalments.

Consumer Loan for Sailors

Consumer loan, provided specificaly to sailors.


Duration in months from 3 to 120
Currency
  • BGN
Min amount
  • 150 BGN
Max amount
  • 50000 BGN
Type of interest rate

The borrower may choose between:

  • A fixed rate for the entire loan period, or

  • Floating rate, calculated with the market interest rate index plus margin

Consumer Loan for Customers Working as Freelancers

Consumer credit in BGN for customers working as freelancers.


Duration in months from 3 to 120
Currency
  • BGN
Min amount
  • 150 BGN
Max amount
  • 30000 BGN
Type of interest rate

At the option of the borrower:

  • Fixed for the whole period

  • Variable - set aside from market interest rate index

Loan Donna

Take consumer loan Donna with special preferences until your child reaches his 3rd birthday.


Duration in years to 10
Currency
  • BGN
  • EUR
Min amount
  • 1000 BGN
  • 500 EUR
Max amount
  • 50000 BGN
  • 25000 EUR
Collateral
  • Transfer of salary

  • Guarantee

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