Credit Card Mastercard Platinum
- Priority Pass 10 free access to business lounges at over 1,700 airports in 600 cities and 145 countries
- Concierge One call, many privileges
- Global Data Roaming Free roaming via e-SIM on your mobile phone
- Airport Fast Track 6 free entries per year at over 70 airports worldwide
- Free of charge insurance "Assistance in travelling and accident"
- Option to add a card to Apple Wallet, Google Wallet and Huawei Digital Wallet via Bulbank Mobile and Garmin Pay
Features and Fees
Convenience and safety by credit card Mastercard Platinum. Take advantage of high-end card with higher transaction and credit limits and various preferences.
Mastercard Platinum has a magnetic stripe and chip and provides you guaranteed and secured access to your funds wherever available Mastercard logo.
Credit limit
IconOver 10 000 EUR to 50 000 EUR
Currency
IconEUR
Time limit for issuing
Iconup to 5 working days
Interest rate
Icon1.49% per month
Annual expense ratio
Icon*Example: 20.95% with a repayment period of 12 months, annual fee of 200 BGN/ 102.26 EUR, utilized credit limit of EUR 15 000, monthly instalment of 3% (460.16 EUR/ 900 BGN) of the amount of the utilized limit, monthly interest rate of 1.49% and total amount due at the end of the period 16,984.49 EUR/ 33,218.78 BGN. Card validity
Card validity
Icon4 years
Annual fee
Icon102.26 EUR/ 200 BGN
Minimum repayment amount
Icon3% of the permitted credit limit
Grace period
IconUp to 45 days for payments at a POS terminal.
Due date
IconFrom the 1st to the 15th of the month
Lock/ Unlock a card
IconYou manage the status of your card personally through Bulbank Mobile for free
Secure payments to online merchants
IconWith 3D Dynamic Password
Free notifications for every transaction
IconIn real time in Bulbank Mobile
Information about card transaction limits
IconAnd the possibility to change the daily limit in Bulbank Mobile
Free card statement
IconAt the beginning of each month in Bulbank Mobile
Easy repayment of card debts
IconWith the "Repay" button in Bulbank Mobile
Default card in Bulbank Mobile
IconYou choose which card to see first in the card list
Liabilities repayment
IconNo need to repay fully the used credit limit. You have the opportunity to pay only a minimum fixed amount every month through various channels.
- Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
- Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
- Installments at ATM - with cash deposit to a credit card account
- At cashier in the bank branch to a credit card account
24/7 customer service center
IconIn emergency situations or when you need to check your card balance
Statements and notifications
Icon- Free of charge monthly statement of account via e-mail
- Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards
View the full Tariff, as well as the General terms and conditions.
When making a transaction abroad with a bank card on a real or a virtual POS device in a currency different from the card one, the sum of the transaction is converted to a sum of the settlement in the exchange rate, defined by the International card organisations, applied on the settlement day.
UniCredit Bulbank books the transaction to the customer’s account according to the official FX rate that the bank applies on the transaction accounting (it may be different from the day of the payment sending). The settlement currency is EUR.
UniCredit Bulbank doesn’t apply any additional commissions at the currency conversion on the transactions with bank cards.
Card activation
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
- Booking and rental services - cars or airline tickets and hotels
- Payment of products and services offered in merchant outlets at POS terminal in the country and abroad
- Cash withdrawals at ATM and POS terminal in any bank branch
- Payment of monthly bills for electricity, central heating, phone and other services offered in the Internet through the ePay.bg system (the transaction can be executed after a registration at an ATM)
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system
- Account balance, PIN change and information on the last five transactions only at ATMs in Bulgaria
How to apply
Required documents and terms
- Minimum net monthly income 3 000 EUR
- Client’s ID card
- Income other than employment relationship or without income transfer to bank account
evidence - Foreigners should a resident permit for Bulgaria
- Application form for credit card when visiting UniCredit Bulbank branches
Security tips
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
SMS Notification
Receive information about payments, withdrawals and balances on your bank card via SMS.
Infodirect
Infodirect is a convenient information service that tracks every movement on your account and you receive short SMS or e-mail messages.
Bank Cards and Accounts Insurances
Insure your debit or credit card, and items you carry with it against unforeseen events.
Other credit card offers
UniCredit Shopping Card
UniCredit Shopping Card is an international contactless credit card with a deferral functionality for installment purchases.
