Travel insurance

Coverage depending on the selected insurance

Accidental death
Lost or permanently reduced ability to work as a result of an accident abroad by over 50%
Urgent medical expenses as a result of an accident or illness
Medical expenses as a result on an epidemic or pandemic illness (COVID)
Daily allowance for hospitalization as a result of an accident or illness
Civil liability for material and non-material damages

Urgent dental treatment
Late delivery (min. 6 hours) or lost luggage
Medical transportation
Repatriation of mortal remains
Urgent travel of a family member, a child
Flight cancellation
Flight delay of more than 4 hours
Hotel accommodation in case of urgency

Characteristics

Subject of the Insurance

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Peace of mind and protection when traveling abroad. The product covers the travelers’ needs for emergency care during their stay abroad by providing over 20 insurance coverages worldwide.

Term

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The single insurance does not cover travels longer than 15/62/92 consecutive days depending on the selected package. It is not allowed to conclude consecutive policies for the same person in order to obtain a longer than the defined insurance period.

Activation

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The insurance period begins at 00:00 h. on the date of departure and ends at 24:00 h. on the date of arrival, as specified in the policy.

The insurance must be concluded before departure from Bulgaria. Insurance coverage is not provided for policies concluded after the commencement of travel.

Insurance Payment

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The insurance premium must be payed before the start of the trip.

Territorial Coverage

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The annual insurance provides medical coverage around the world, except for Bulgaria. The annual insurance covers travel interruptions all over the world, including Bulgaria.

The single insurance provides coverage in a selected territory:

- the countries in Europe, the countries of the Mediterranean Basin, the Canary Islands, the island of Madeira and the Russian Federation - if the selected coverage is Europe;

- all countries around the world require the Worldwide incl. USA and Canada coverage;

- all countries around the world with the exception of USA and Canada - if the selected coverage is Worldwide excluding USA and Canada.

- Insurance coverage or assistance is not provided on the territory of Bulgaria, as well as in countries with active military operations or countries specifically excluded by the insurer /e.g. North Korea/.