Mastercard Gold
Features and Fees
Mastercard Gold credit card provides comfort, flexibility and safety wherever used.
You are given higher transaction and credit limit options and other benefits.
Use your card actively when buying goods and services at merchant outlets, or on the Internet, ensure your traveling comfort and shop with pleasure.
Take advantage of special offers of Premium programs of Visa Europe and MasterCard Worldwide, providing negotiation and discount offers in prestigious hotels and resorts as well as other boutique offers.
- Exclusive seasonal offers от MasterCard Worldwide
- Special business proposals and offers by MasterCard Premium and General Terms of package services
Minimum net monthly income
Icon1 000 BGN
Credit limit
Icon5 000 BGN to 60 000 BGN
Currency
IconBGN, EUR
Time limit for issuing
Icon5 working days for standard
within 48 hours for express orders
Credit limit validity
Icon2 years
Interest rate
Icon1.60 % per month will be charged on the used and not paid part of the credit limit
Card validity
Icon4 years
Annual fee
Icon50 euro
Annual expense ratio
Icon25.58 % at used credit limit of 5000 BGN restored for 1 year
Minimum repayment amount
Icon3% from the allowed loan limit
Grace period
IconUp to 45 days for purchases at POS terminals
Due date
IconFrom the 1st through the 15th day of the month
Coverage
IconInternational
Discounts and boutique offers
IconSpecial offers by MasterCard Worldwide and MasterCard Premium
Additional card
IconYes, according to the tariff
Functionality
IconChip and magnetic stripe
Preferential and special programmes
Icon-
Free of charge insurance
-
Free of charge activation of Secure Internet payments service
-
PLUS Programme
Liabilities repayment
Icon- Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
- Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
- Installments at ATM - with cash deposit to a credit card account
- At cashier in the bank branch to a credit card account
24/7 customer service center
IconIn emergency situations or when you need to check your card balance
Statements and notifications
Icon- Free of charge monthly statement of account via e-mail
- Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards
View the full Tariff, as well as the General terms and conditions.
Card activation
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
- Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 100 in merchant outlets in the country marked with the contactless payment symbol.
- Booking and rental services - cars or airline tickets and hotels
- Payment of products and services offered in merchant outlets at POS terminal in the country and abroad
- Collection points and payments with points at merchant outlets involved in PLUS Programme
- Cash withdrawals at ATM and POS terminal in any bank branch
- Payment of monthly bills for electricity, central heating, phone and other services offered in the Internet through the ePay.bg system (the transaction can be executed after a registration at an ATM)
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system
- Account balance at ATMs in Bulgaria and abroad
- Payments for various goods and services in Internet
- In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO). For example, in Europe the average payment limit below which no PIN is required is EUR 50.
How to Apply
Required documents and terms
- Minimum net monthly income BGN 1,000
- Client’s ID card
- Income other than employment relationship or without income transfer to bank account evidence
- Foreigners should a resident permit for Bulgaria
Apply for your Mastercard Gold
Online
Fill in the online form and our consultant will contact you.
In branch of the bank
Apply for the card in any bank branch.
Through the online and mobile banking
Security tips
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
Other credit card offers
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