Debit Card VISA Gold
- Contactless payment for daily purchases No requirement to enter PIN for card purchases up to BGN 100 in the country
- Preferential access to the business lounge “Aspire” at Sofia airport for cardholder and one attendant and with favourable prices at Vienna airport
- Premium programme Visa Luxury Hotel Collection of Visa Europe An exclusive selection of benefits and discounts that will make your travels even more enjoyable.
- Free insurance "Assistance in travelling and accident"
It's simple to get my card delivered to my address
The service is available for main or additional debit cards of individual customers and business clients. You can request this option for your card in an office of the bank, via Bulbank Mobile or by a phone call to the Call Center.
How to activate your card?
- Log into Bulbank Mobile and select the menu “Cards”. Open the issued new card, which is not active and appearing in gray;
- Select the option “Card activation”. Enter the personal activation code, which you can find in the letter that comes with your card;
- Remember your card PIN code appearing on the screen. This is your PIN code!
- It is now ready, your card has been activated!
What are the advantages of the process of delivery and self-activation of bank cards?
- You get your new card delivered to an address that is convenient for you in Bulgaria, with no need to visit a bank branch;
- You can make POS payments and card withdrawals with your card immediately after you have activated it in Bulbank Mobile.
- 24/7 process to activate cards and shortening the time for card activation as much as possible.
Debit Card VISA Gold
Features and Fees
VISA Gold Debit gives you the convenience, flexibility and security wherever you use it. Use the card actively to purchase goods and services in the merchant outletss and in the Internet. As a holder of Visa Gold Debit card you can take advantage of the special offers of Premium programme Visa Luxury Hotel Collection of Visa Europe -
a selection of exclusive benefits and discounts in chain hotels, as well as suggestions for cruises and exotic trips, that will make your travels more pleasant.
Annual card service fee
IconEUR 25
Issuing
IconNo fee
Card digitization
IconYes
Currency
IconBGN, EUR and USD
Validity of the card
Icon6 years
Time limit for issuing
Icon- 5 working days for standard orders
- within 48 hours for express orders
Additional card
IconYes, according to the tariff
Overdraft opportunity
IconYes, up to 5 salaries
Preferential and special programmes
Icon- Access to the business lounge Preslav and Pliska of on Terminal 2 of Sofia Airport;
- Access to more than 1 million Boingo Global Wi-Fi hotspots around the world;
- Car rental discounts
24/7 Customer Service Centre
IconIn case of accident or in case of balance inquiry necessity
Payment of goods and services in the Internet
IconNo fee
No issuance fee
IconTo an address in Bulgaria
Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.
When making a transaction abroad with a bank card on a real or a virtual POS device in a currency different from the card one, the sum of the transaction is converted to a sum of the settlement in the exchange rate, defined by the International card organisations, applied on the settlement day.
UniCredit Bulbank books the transaction to the customer’s account according to the official FX rate that the bank applies on the transaction accounting (it may be different from the day of the payment sending). The settlement currency is EUR.
UniCredit Bulbank doesn’t apply any additional commissions at the currency conversion on the transactions with bank cards.
Card activation
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
VISA Classic Debit can be used at ATM and POS terminal, in the Internet and anywhere where VISA is accepted.
- Cash withdrawals from ATM and POS terminal in any bank branch.
- Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 100 in merchant outlets in the country marked with the contactless payment symbol.
- Payment of products and services offered in merchant outlets at POS terminal in the country and abroad.
- Payment of various goods and services offered in the Internet.
- Booking and rental services - cars, airline tickets and hotels.
- Payment of monthly bills for electricity, central heating, phone and other services offered in the Internet through the ePay.bg system (the transaction can be executed after a registration at an ATM)
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
- Account balance at ATMs in Bulgaria and abroad
- PIN change account balance and last five transactions only at ATMs in Bulgaria.
- VISA Cashback allows you to make cash withdrawals at any merchants offering the service in Bulgaria.
Find out how the contactless payment works
If the terminal is marked with the typical symbol you can use your card to make contactless payments as follows:
-
You see the amount on the display of the POS terminal
-
Place the card close to the POS terminal symbol.
-
The terminal gives an audible and light signal, notifying that the transaction is completed.
In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO).
For example, in Europe the average payment limit below which no PIN is required is EUR 50.
How to Apply
Required documents and terms
- Client’s ID card
- Documents proving the income other than that obtained under employment contract or the income obtained in a manner other than its transfer to an account opened with the Bank
- The foreigners must submit a document of residence in Bulgaria
- Application form for debit card for individuals
Security Tips
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
Secure Payments on the Internet
Secure payments on the Internet by Virtual PIN. Confirmation of payments at merchants participating in the MasterCard SecureCode and Verified by Visa.
SMS Notification
Receive information about payments, withdrawals and balances on your bank card via SMS.
Infodirect
Infodirect is a convenient information service that tracks every movement on your account and you receive short SMS or e-mail messages.
Bank Cards and Accounts Insurances
Insure your debit or credit card, and items you carry with it against unforeseen events.
Other Card Offers
Debit Card Mastercard
Debit Mastercard is an international debit card intended for quick, easy and secure contactless payments without a requirement to enter PIN up to a limit.
UniCredit Shopping Card
UniCredit Shopping Card is an international contactless credit card with a deferral functionality for installment purchases.