Debit Card VISA Debit
- Contactless payment for daily purchases No requirement to enter PIN for card purchases up to BGN 100 in the country
- Maximum protection of the card payments at all ATMs and POS terminals
- It’s simple to pay with your phone Add your card in Apple Wallet or Digital wallet for Android and pay with your phone.
It's simple to get my card delivered to my address
The service is available for main or additional debit cards of individual customers and business clients. You can request this option for your card in an office of the bank, via Bulbank Mobile or by a phone call to the Call Center.
How to activate your card?
- Log into Bulbank Mobile and select the menu “Cards”. Open the issued new card, which is not active and appearing in gray;
- Select the option “Card activation”. Enter the personal activation code, which you can find in the letter that comes with your card;
- Remember your card PIN code appearing on the screen. This is your PIN code!
- It is now ready, your card has been activated!
What are the advantages of the process of delivery and self-activation of bank cards?
- You get your new card delivered to an address that is convenient for you in Bulgaria, with no need to visit a bank branch;
- You can make POS payments and card withdrawals with your card immediately after you have activated it in Bulbank Mobile.
- 24/7 process to activate cards and shortening the time for card activation as much as possible.
Bulbank Mobile
We brought banking at your fingertips!
Debit Card VISA Debit
Features and Fees
Visa Debit is the international debit card with contactless functionality which ensures guaranteed and secured access to your funds 24 hours a day.
Use the card in the standard manner or make contactless payments in your daily card purchases. Pay quickly and easily in any merchant outlets marked with the contactless payment symbol.
Card digitization
IconYes
Currency
IconBGN, EUR and USD
Validity of the card
Icon6 years
Time limit for issuing
Icon- 5 working days for standard orders
- within 48 hours for express orders
Additional card
IconYes, according to the tariff
Blocking/ Activation
IconYou manage the status of your card free-of-charge via Bulbank Mobile using the blocking and activation functions
Overdraft opportunity
IconYes, up to 5 salaries
Preferential and special programmes
IconProgramme PLUS
24/7 Customer Service Centre
IconIn case of accident or in case of balance inquiry necessity
Bank card delivery
IconTo an address in Bulgaria
Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.
Card activation
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
Visa Debit can be used in more than 32 million merchants outlets all over the world, in the Internet and at 1.9 million ATMs which accept Mastercard.
- Cash withdrawals from ATM and POS terminal in any bank branch.
- Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 100 in merchant outlets in the country marked with the contactless payment symbol.
- Payment of products and services offered in merchant outlets at POS terminal in the country and abroad.
- Collection of points and payments with points atmerchant outlets involved in PLUS Programme.
- Payment of various goods and services offered in the Internet.
- Booking and rental services - cars, airline tickets and hotels.
- Payment of monthly bills for electricity, central heating, phone and other services offered in the Internet through the ePay.bg system (the transaction can be executed after a registration at an ATM)
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
- PIN change account balance and last five transactions only at ATMs in Bulgaria.
- Cash M transfer – you can immediately order or receive transfers at any ATM of the bank.
Find out how the contactless payment works
If the terminal is marked with the typical symbol you can use your card to make contactless payments as follows:
-
You see the amount on the display of the POS terminal
-
Place the card close to the POS terminal symbol.
-
The terminal gives an audible and light signal, notifying that the transaction is completed.
In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO).
For example, in Europe the average payment limit below which no PIN is required is EUR 50.
How to Apply
Required documents
- Client’s ID card
- Application form for debit card for individuals
Apply for your VISA Debit
Online
Fill in the online form and our consultant will contact you.
In branch of the bank
Apply for the card in any bank branch.
Through the online and mobile banking
Security Tips
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
Secure Payments on the Internet
Secure payments on the Internet by Virtual PIN. Confirmation of payments at merchants participating in the MasterCard SecureCode and Verified by Visa.
SMS Notification
Receive information about payments, withdrawals and balances on your bank card via SMS.
Infodirect
Infodirect is a convenient information service that tracks every movement on your account and you receive short SMS or e-mail messages.
Bank Card Insurances
Insure your debit or credit card, and items you carry with it against unforeseen events.
Other Debit Card Offers
Debit Card VISA Gold
VISA Gold Debit is an international contactless debit card intended for quick, easy and secure payments at ATM, POS terminal and in the Internet.
Debit Card Mastercard
Debit Mastercard is an international debit card intended for quick, easy and secure contactless payments without a requirement to enter PIN up to a limit.
Bulbank Mobile
We brought banking at your fingertips!