Debit Card MasterCard

  • Contactless payment for daily purchases No requirement to enter PIN for card purchases up to BGN 25 in the country
  • Maximum protection of the card payments at all ATMs and POS terminals
  • Free cash withdrawals from ATMs of the Bank and from ATMs of UniCredit abroad
  • Automatic participation in PLUS Programme You collect and spend points in any card purchase in our partner network
apply
Debit Card MasterCard
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Features and Fees

Debit MasterCard is the international debit card with contactless functionality which ensures guaranteed and secured access to your funds 24 hours a day.

Use the card in the standard manner or make contactless payments in your daily card purchases. Pay quickly and easily in any merchant outlets marked with the contactless payment symbol.


Coverage

International

Functionality

Chip, magnetic stripe and contactless functionality

Currency

BGN, EUR and USD

Validity of the card

4 years

Time limit for issuing

  • 5 working days for standard orders
  • 3 working days for express orders

Additional card

Yes, according to the tariff

Overdraft opportunity

Yes, up to 5 salaries

Preferential and special programmes

  • PLUS Programme
  • Module Programme
  • Academic League

24/7 Customer Service Centre

In case of accident or in case of balance inquiry necessity

Tariff

Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.

Issue and service

Parameters

Value

Issuing

No fee

Express issuing / reissuing

BGN 10

Opening of a current account 

BGN 1

Reissuing of a card after the expiry date

No fee

Reissuing  of a card before the expiry date

BGN 5

Monthly card service fee

No fee

Monthly current account service fee:

 

for customers with regular incomings

BGN 1

for customers without regular incomings

BGN 2

Change of the  card parameters

BGN 5

Additional card

Yes

Benefits and package programmes

PLUS Programme

Modula Programme

Academic League

 

Transaction fees

Parameters

Value

Payment in merchant outlets in the country and abroad

No fee

Payment of goods and services in the Internet

No fee

Cash withdrawals at ATM:

 

of the bank in Bulgaria

No fee

of other bank in Bulgaria

BGN 0,98

of banks of UniCredit Group abroad

No fee

of banks outside UniCredit Group abroad

ЕUR 3 + 1%

Balance inquiry at ATM in Bulgaria

No fee

Transactions in ePay.bg/B-pay system

BGN 0,20

Cash withdrawals at POS terminal:

 

in a bank branch

BGN 3

of other bank in Bulgaria

BGN 4 + 1%

Abroad

ЕUR 3 + 1%

 

Transaction limits

Parameters

Value

Payment at POS terminal in merchant outlets

BGN 11,000 for 1 transaction

BGN 11,000 for 24 hours

BGN 20,000 for 7 days

Cash withdrawals at ATM and POS terminal in a bank branch in Bulgaria

BGN 4,000 for 1 transaction

BGN 4,000 for 24 hours

BGN 7,000 for 7 days

Cash withdrawals at ATM and POS terminal in a bank branch abroad

BGN 1,000 for 1 transaction

BGN 4,000 for 24 hours

BGN 7,000 for 7 days

Total number of payments within a period

40 payments for 24 hours

60 payments for 7 days

Application of the Card

Debit MasterCard can be used in more than 32 million merchants outlets all over the world, in the Internet and at 1.9 million ATMs which accept MasterCard.

  • Cash withdrawals from ATM and POS terminal in any bank branch.
  • Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 25 in merchant outlets in the country marked with the contactless payment symbol.
  • Payment of products and services offered in merchant outlets at POS terminal in the country and abroad.
  • Collection of points and payments with points atmerchant outlets involved in PLUS Programme.
  • Payment of various goods and services offered in the Internet.
  • Booking and rental services - cars, airline tickets and hotels.
  • Payment of monthly bills for electricity, central heating, phone and other services offered in the Internet through the ePay.bg system (the transaction can be executed after a registration at an ATM)
  • Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
  • PIN change account balance and last five transactions only at ATMs in Bulgaria.
  • Cash M transfer – you can immediately order or receive transfers at any ATM of the bank.

Find out how the contactless payment works

If the terminal is marked with the typical symbol you can use your card to make contactless payments as follows:

  1. You see the amount on the display of the POS terminal You see the amount on the display of the POS terminal
  2. Place the card close to the POS terminal symbol. Place the card close to the POS terminal symbol.
  3. The terminal gives an audible and light signal, notifying that the transaction is completed. The terminal gives an audible and light signal, notifying that the transaction is completed.

In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO).

For example, in Europe the average payment limit below which no PIN is required is EUR 25.

How to Apply

Required documents

  • Client’s ID card
  • Application form for debit card for individuals

Apply for your Debit MasterCard

Online

Fill in the online form and our consultant will contact you.

Apply


In branch of the bank

Apply for the card in any bank branch.


Through the online and mobile banking

Bulbank Online
Bulbank Mobile

PLUS Programme

PLUS Programme is specifically developed for all customers using credit and debit bank cards. Your participation in the programme gives you an opportunity to automatically collect points with card purchases in merchant outlets our partner network. 

The collected points can be used for purchase of goods and services in the whole partner network.
Review all current campaigns of our partners

Security Tips

Take care of your financial security by following a few simple rules when using your card.

Additional Card Services

Other Debit Card Offers

Bulbank Mobile

Install the bank in your mobile phone!

Learn more

Install our mobile banking app Bulbank Mobile and manage your accounts anywhere anytime.