VISA Platinum
- International credit card with higher transaction and credit limit.
- Maximum protection through chip and PIN tehnology at all ATM and POS terminals.
- The program Visa Luxury Hotel Collection with a selection of benefits and privileges that provide unforgettable emotion to Premium cardholders and special offers on selected categories and interests for your private and business trips.
- Free of charge insurance "Assistance in travelling and accident"
VISA Platinum
Features and Fees
Take advantage to high-end card with higher transactional credit limits and various preferences.
Visa Platinum provides you guaranteed and secured access to your funds with maximum protectin throu chip an PIN tehnology wherever available the logo of Visa.
Minimum net monthly income
Icon6 000 BGN
Credit limit
Icon30 000 BGN up to 100 000 BGN
Currency
IconBGN, EUR
Time limit for issuing
Icon5 working days for standard
within 48 hours for express orders
Credit limit validity
Icon2 years
Interest rate
Icon1.30 % per month will be charged on the used and not paid part of the credit limit
Annual expense ratio
Icon16.76 % for drawn down credit limit 30 000 BGN, restored for 1 year
Card validity
Icon4 years
Annual fee
IconPROMO - 0 BGN for the first year, then according to the Tariff - EUR 100
Minimum repayment amount
Icon3% of the approved credit limit
Grace period
IconUp to 45 days for purchases at POS terminals
Due date
IconFrom 1st to 15th of the month
Coverage
IconInternational
Additional card
IconYes, according to the tariff
Functionality
IconChip and magnetic stripe
Preferential and special programmes
Icon-
Free of charge Insurance “Assistance in travelling and accident'
-
Automatically activated service Safe payments on the Internet
-
Programme PLUS
Liabilities repayment
Icon- Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
- Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
- Installments at ATM – with cash deposit to a credit card account
- At cashier in the bank branch to a credit card account
24/7 customer service center
IconIn emergency situations or when you need to check your card balance
Statements and notifications
Icon- Free of charge monthly statement of account via e-mail
- Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards
Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.
Card activation
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
- Booking and rental services - cars or airline tickets and hotels
- Payment of products and services offered in merchant outlets at POS terminal in the country and abroad
- Collection points and payments with points at merchant outlets involved in PLUS Programme
- Cash withdrawals at ATM and POS terminal in any bank branch
- Payment of monthly bills for electricity, central heating, phone and other services offered in the Internet through the ePay.bg system (the transaction can be executed after a registration at an ATM)
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system
- Account balance, PIN change and information on the last five transactions only at ATMs in Bulgaria
How to Apply
Required documents and terms
- Minimum net monthly income BGN 6,000
- Client’s ID card
- Income other than employment relationship or without income transfer to bank account evidence
- Foreigners should a resident permit for Bulgaria
- Application form for credit card when visiting UniCredit Bulbank branches
Apply for your Visa Platinum
Online
Fill in the online form and our consultant will contact you.
In branch of the bank
Apply for the card in any bank branch.
Through the online and mobile banking
Security tips
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
Secure Payments on the Internet
Secure payments on the Internet by Virtual PIN. Confirmation of payments at merchants participating in the MasterCard SecureCode and Verified by Visa.
SMS Notification
Receive information about payments, withdrawals and balances on your bank card via SMS.
Infodirect
Infodirect is a convenient information service that tracks every movement on your account and you receive short SMS or e-mail messages.
Bank Card Insurances
Insure your debit or credit card, and items you carry with it against unforeseen events.
Other credit card offers
Mastercard Standard
Mastercard Standard Credit is contactless international credit card intended for quick, easy and secure payment at ATM and POS.
Mastercard Gold
Mastercard Gold credit card of high transaction and credit limits. You will enjoy maximum protection when use it at all ATM and POS terminal devices.
Mastercard Platinum
Convenience and safety by credit card Mastercard Platinum. You have higher limits, use boutique offers and various privileges.
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