Features and Fees
Take advantage to high-end card with higher transactional credit limits and various preferences.
Visa Platinum provides you guaranteed and secured access to your funds with maximum protectin throu chip an PIN tehnology wherever available the logo of Visa.
Minimum net monthly incomeIcon
6 000 BGN
30 000 BGN up to 100 000 BGN
Time limit for issuingIcon
5 working days for standard
within 48 hours for express orders
Credit limit validityIcon
1.30 % per month will be charged on the used and not paid part of the credit limit
Annual expense ratioIcon
16.76 % for drawn down credit limit 30 000 BGN, restored for 1 year
PROMO - 0 BGN for the first year, then according to the Tariff - EUR 100
Minimum repayment amountIcon
3% of the approved credit limit
Up to 45 days for purchases at POS terminals
From 1st to 15th of the month
Yes, according to the tariff
Chip and magnetic stripe
Preferential and special programmesIcon
Free of charge Insurance “Assistance in travelling and accident'
Automatically activated service Safe payments on the Internet
- Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
- Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
- Installments at ATM – with cash deposit to a credit card account
- At cashier in the bank branch to a credit card account
24/7 customer service centerIcon
In emergency situations or when you need to check your card balance
Statements and notificationsIcon
- Free of charge monthly statement of account via e-mail
- Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards
Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
- Booking and rental services - cars or airline tickets and hotels
- Payment of products and services offered in merchant outlets at POS terminal in the country and abroad
- Collection points and payments with points at merchant outlets involved in PLUS Programme
- Cash withdrawals at ATM and POS terminal in any bank branch
- Payment of monthly bills for electricity, central heating, phone and other services offered in the Internet through the ePay.bg system (the transaction can be executed after a registration at an ATM)
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system
- Account balance, PIN change and information on the last five transactions only at ATMs in Bulgaria
How to Apply
Required documents and terms
- Minimum net monthly income BGN 6,000
- Client’s ID card
- Income other than employment relationship or without income transfer to bank account evidence
- Foreigners should a resident permit for Bulgaria
- Application form for credit card when visiting UniCredit Bulbank branches
Apply for your Visa Platinum
Fill in the online form and our consultant will contact you.
In branch of the bank
Apply for the card in any bank branch.
Through the online and mobile banking
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
Other credit card offers
We brought banking at your fingertips!