Investment funds Amundi
Advantages
- Access to high-quality investment funds at a low amount of investment;
- Purchase of units of a basket including shares and bonds of a large number of companies operating in various sectors and locations worldwide;
- Transparency in investment management;
- Risk diversification;
- High liquidity of the funds;
- Possibility to realise your life plans using the funds acquired through the investment;
- Non-taxable capital gains from investment in mutual funds.
Features
Select an investment strategy that matches your wishes.
The funds comprise sub-funds with various investment strategies and they can offer a solution for different financial goals. Each sub-fund has a different yield potential and risk profile (from conservative to dynamic). Let your funds take advantage of the growth potential of international capital markets.
Minimum initial investment amount
IconEUR/USD 100
Fees
IconThe initial fee depends on the selected fund. For more information, ask your banker at UniCredit Bulbank.
Currency
IconUSD or EUR
Minimum amount for each following investment
IconEUR/USD 100
Savings time horizon
IconLong-term
The fund is offered to local and foreign individuals and legal entities (except for citizens of the USA and legal entities with shareholders that are US citizens or companies).
Amundi Asset Management
Aims to make investment solutions available to a wide circle of investors. They always put our clients first in order to establish a longterm relationship, which is based on mutual trust.
Amundi Asset Management is managing over € 1.7 trillion as at 31.03.2021in more than 160 funds and are present in 37 countries and in all capital markets.
They were awarded by Financial News as the best AUM company globally for 2017.
History
Amundi Asset Management, now part of Amundi Group, has more than 80 years of experience in the offering and management of mutual funds. The first mutual fund of Amundi Asset Management, Pioneer Fund, founded in 1928, is one of the four oldest funds in the USA.
Amundi Asset Management in Bulgaria
Pioneer Investments is the first foreign company for assets’ management offering investment products in Bulgaria, in cooperation with UniCredit Bulbank.
Securities (units) of the registered in Luxembourg Amundi Group mutual funds are offered in Bulgaria. The find consists of several sub-funds and is acting as an “umbrella” type of fund. It gives the investors possibility to choose between one or more investment goals through the investment in one or more sub-funds.
Amundi Group Funds
The Amundi Group Funds are registered in Luxembourg and listed for public offering in compliance with the Directives of the European Union.
The units offered in Bulgaria are of class A, distributing and not distributing dividends, in EUR and/or USD, from the following sub-funds:
- Equity sub-funds
- Bond sub-funds
- Total Return sub-funds
- Short-term sub-funds
- Balanced fund
- Full global capital growth
- European equity funds
- Global equity funds
- US equity funds
- Cash funds
- Project 90
- CPR funds
Information on all funds and their prospectuses are available on the official website of Amundi Asset Management.
Investments in Mutual Funds
You can receive detailed information about the Amundi Group funds and the investment options:
- In all branches of UniCredit Bulbank
- Information about the Prospectuses, the Key Information Document for Investors and other documents and information about the funds are available on the official website Amundi Asset Management.
Risk warning
The value of the funds units and the yield from them may decrease; gains are not guaranteed and there is a risk for the investors not to recover the entire amount of their invested funds.
Warning to investors about potential risks: Any past performance of the Funds is not necessarily indicative of their future performance. The value of the investments and the yield from them may increase or decrease without a guaranteed profit and with a risk for the investors not to recover the full amount of their invested funds. The investments in funds are not guaranteed by any state guarantee fund or other type of guarantee. The information contained herein is for illustrative purposes only and is not advice on transactions in financial instruments. It is considered that each investor makes his/her own decision to invest or make other transactions with shares/units of the Funds. UniCredit Bulbank does not provide investment advice. The prospectuses and key investor information documents are available and may be received in all branches of UniCredit Bulbank, as well as at any time on www.amundi.bg.
Responsible investing
Amundi is the largest asset management company in Europe, which is also a leader in Responsible Investing (ESG).
Responsible investing is fully integrated in the strategy of Amundi.
To support the transition to a world with net zero emissions, Amundi joined the Net Zero Asset Managers initiative.
88% of the funds in Bulgaria meet the highest ESG criteria.
Frequently asked questions
Mutual funds are the most widely used form of saving and investing in the world. Investors have access to the global financial markets and the companies involved in them. Among the main advantages of mutual funds are:
- transparency and professional investment management;
- risk diversification;
- access to your funds when needed.
At UniCredit Bulbank, we offer a wide range of investment funds with different strategy, risk level and recommended horizon, according to the risk profile and the investor's goals:
- Equity funds – with the potential for higher returns under dynamic market conditions.
- Mixed funds – a balanced approach through a combination of mainly stocks and bonds.
- Bond funds – providing more stable returns with a lower level of risk.
- Money market funds – providing high liquidity and low volatility.
Mutual funds can invest in a wide range of financial instruments, including stocks, government and corporate bonds, commodities, ETFs (exchange-traded funds), and more. In accordance with investment policy and risk allocation rules. For more information, read the documents of the respective fund.
Investments in mutual funds are suitable for both individuals (individual investors) and legal entities seeking diversified management, professional expertise and access to financial markets, in line with their investment objectives and horizon.
The net income from investing the mutual fund’s assets is reflected in an increase in the net value of its assets, and hence in the value of the Fund's shares.
The Fund's shareholders can make use of the increased value of their investment in the form of capital gain (positive difference between the sale price and the acquisition price of the shares) by selling the Fund's shares they own.
One-time entry fee, which is deducted when purchasing shares.
Annual costs, calculated in the price per share on a daily basis, after which the so-called "share price" is formed. NAV (net asset value).
Each fund has a recommended investment horizon determined based on the fund's investment strategy, characteristics, risk and returns. You can buy back your investment at any time or hold it for a longer period.
The funds are received to an account in the bank specified by the client within 5 working days after the submission of the redemption order, depending on the market on which the Fund operates and according to the conditions described in the Prospectus of the respective fund.
For Buy & Watch funds, the funds are received within 10 working days after the redemption order is submitted.
Currently, the profit from investment funds is non-taxable income for residents. The yield on an investment in a mutual fund is not taxed in Bulgaria in accordance with the applicable legislation and the individual tax characteristics of the investor.
If you are an heir of shares in a fund distributed by UniCredit Bulbank AD, please contact a branch of the Bank or the Customer Contact Center to receive information about the procedure.
It is necessary to provide documents proving your inheritance (death certificate, certificate of heirs, identity card, etc.).
The Bank performs activities of sub-distribution of shares/units of the Funds pursuant to an agreement concluded with Amundi Czech Republic Asset Management, A.S., a company established and operating in compliance with the laws of the Czech Republic, which has been appointed by the Managing Company as a distributor of shares/units of the Funds.
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