It is easy to recommend and save!
We know that the recommendation of a friend is the most valuable one. That is why we created the “Recommend and Save” programme, which gives you the opportunity to help a friend, a close one or a relative with their choice of financial institution and both of you will benefit from a deserved discount up to 400 EUR. The more clients you refer, the more you will save!
If you have a mortgage loan with us and a friend who is also interested in one, recommend UniCredit Bulbank. We will grant you a EUR 400 discount on your monthly mortgage payments, while your friend will save up to EUR 400 on the fee for documenting the collateral for the mortgage loan, depending on the loan amount.
What exactly will you get?
If the person you have referred us to gets an approval for a mortgage loan from UniCredit Bulbank, after the date of loan drawdown, you will get from us a one-off refund for the respective month*:
- an amount of EUR 400, based on the loan installment payments you have made
If you have more than one loan, you may benefit from the EUR 400 discount either once or multiple times, depending on the number of referred clients whose mortgage loans have been disbursed.**
What will your friend get?
- Saves up to EUR 400 on the fee for documenting the collateral for their mortgage loan, according to the bank’s effective tariff for private individuals as of the date of loan drawdown;
- Adequate consulting and overall assistance during the whole process – from the application phase until the date of the mortgage loan drawdown;
- Transparent and competitive terms for a mortgage loan aligned with the individual capacity and requirements of the client.
What do you need to do?
- Recommend UniCredit Bulbank to a friend, relative or an acquaintance who is interested in getting a mortgage loan.
- The friend you have referred to us needs to apply for a mortgage loan in the bank and when submitting the loan request he/she should indicate you as the person making the referral.
- The bank employee will undertake actions to process the referral in order to reimburse your due amount and deduct the fee of your friend.
- If the person you have referred has an approved and drawn mortgage loan, you will get a refund in the amount of 400 EUR to your account with the bank.
Share with your friends and family the opportunity to acquire a new home with a mortgage loan from UniCredit Bulbank and get a guaranteed refund on an interest payment on your loan!
You can get more information about the programme from the Client Call Center by calling 0700 1 84 84 or at the nearest bank branch.
The campaign is valid until 30.09.2026.
* To receive the EUR 400 discount, you must not have any overdue credit obligations with UniCredit Bulbank (consumer loan, credit card, etc.) at the time the referral is approved.
** If you have referred more than one client, you will receive a EUR 400 discount for each client who has taken out a mortgage loan, corresponding to the number of referred clients whose mortgage loans were disbursed during the current month
