“Recommend and Save” Program

Recommend us to a friend or a relative and save on the last interest payment on your loan and your friend will save on fees.

 

It's simple to recommend and save!

We know that recommendations by a friend are worth more. This is why we created the "Recommend and Save" Program, which allows you to help a friend or a relative in choosing a loan and a financial institution and both of you will benefit from a deserved bonus up to BGN 400. The more clients you bring, the more you will save! 

If you have a mortgage loan with us and your friend is also interested in getting one, recommend UniCredit Bulbank to him/her and we will make a one-off refund between 50% and 100% (up to BGN 400) on the monthly interest payment on your loan and your friend will save 50% on the fee for preparation of the documents for the collateral on the mortgage loan (up to BGN 400).

What exactly will you get?

If the person you have referred us to gets an approval for a mortgage loan from UniCredit Bulbank, after the date of loan drawdown, you will get from us a one-off refund for the respective month*:

  • 100% of the monthly interest payment (but not more than BGN 400) on your mortgage loan if the loan amount of the client you have referred us to is at least 70% of the outstanding debt on your loan.

OR

  • 50% of the monthly interest payment (but not more than BGN 400) on your mortgage loan if the loan amount of the client you have referred us to is less than 70% of the outstanding debt on your loan.

In case you have more than one loan, the bank will refund your interest payment on the loan, which is with a higher outstanding debt.

What will your friend get?

  • He/she will save 50% on the fee for preparation of the documents for the collateral on their mortgage loan according to the bank’s effective tariff for private individuals as at the date of loan drawdown, and this amount can be up to BGN 400.
  • Adequate consulting and overall assistance during the whole process – from the application phase until the date of the mortgage loan drawdown;
  • Transparent and competitive terms for a mortgage loan, aligned with the individual capacity and requirements of the client.

What do you need to do?

  • Recommend UniCredit Bulbank to a friend or a relative who is interested in getting a mortgage loan.
  • The friend you have referred to us needs to apply for a mortgage loan in the bank and when submitting the loan request he/she should indicate you as the person making the referral.
  • The bank employee will undertake to process the referral in order to reimburse your due amount and deduct the fee of your friend.
  • In case the person you have referred has an approved and drawn mortgage loan, you will get a refund in the amount of one interest payment** (in an amount up to BGN 400) on your account with the bank.

Share with your friends and family the opportunity to acquire a new home with a mortgage loan from UniCredit Bulbank and get a guaranteed refund on an interest payment on your loan! 

You can get more information about the program from the Call Center by calling 0700 1 84 84 or at the nearest bank branch.


*In order to get a refund on the interest payment up to BGN 400, at the time of approval of the referral you are required to have no defaults on your credit liabilities with UniCredit Bulbank (consumer loans, credit cards, etc.).

**In case you have referred more than one client, you will get a refund according to the above-described terms and conditions on the interest payments for as many months as the number of clients who have drawn a mortgage loan and who you referred during the current month.

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