Consumer Loan

  • Response up to 2 hours within the working day
  • Loan amount from BGN 150 up to BGN 75 000
  • Term of the loan up to 10 years



It is simple to apply for a consumer loan

Apply for a consumer loan through Bulbank Mobile entirely remotely, with only a few clicks.

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Calculate and Send Request

The financing I want to receive is
I plan to repay him for

*The calculation is approximate and represents only a guidance regarding the possible amount of payment of the instalment for the indicated amount of the loan and it does not include insurance. The specific proposal to you and its terms on the part of the bank depends on your individual profile and may differ from the presented calculation. Once you submit a request, our consultant will contact you with full details.

All agreements of cash and point-of-sale consumer loans are provided by UniCredit Consumer Finance EAD with seat and registered address: Sofia, P.O. Box 1303, Serdika quarter, 14 Gyueshevo str.  , a subsidiary of UniCredit Bulbank AD. UniCredit Consumer Financing EAD is a financial institution holding a License for conducting credit activities issued by the BNB with Order No. РД22-2104/ 02.11.2009.




From 3 to 120 Months



Minimum amount

150 BGN

Maximum amount

75 000 BGN

Type of interest rate

At the option of the borrower:

  • Fixed for the entire credit period

  • Variable - set aside of interest rate index (ADI) plus a margin.

Interest conditions

Pricing parameters are consistent with:

  • Amount of the loan
  • Transfer of salary at UniCredit Bulbank


Without collateral Subject to individual assessment to the risk profile of the client

Fees and commissions

Fees and commissions The fee for the application of loan review is based on the consumer loan type and it is financed.

Example: For a consumer loan of BGN 7 500, over a period of 5 years, with an installment amount of BGN 168.68, AIR of 8.38% and APR of 9.61%, the total amount payable will be BGN 10 120.80.

The consumer loan is granted by UniCredit Consumer Financing. The monthly installment amount depends on the loan utilization date and the selected maturity date.

How to apply?

Documents Required

  • ID card only*

*UniCredit Consumer Financing reserves the right to require additional documents

Additional Information

Interest Methodology

Interest Indexes

Request Online

Fill out the short form and our consultant will contact you.

Call Telephone

0700 1 84 84 at the price of a city call

Bank Branch

Visit the nearest branch of UniCredit Bulbank.

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