Characteristics and coverage
Subject of the insurance
Icon- Real estate – from EUR 35 000 to EUR 150 000
- Movable property – 10% of the selected insurance sum for real estate
Insured sum and price
IconThe insurance is offered at preferential prices in three different packages (Comfort, Smart, Elite), according to the sum insured for the real and movable property of the insured party.
Term
IconThe insurance agreement is entered into for an indefinite period and can be terminated by the client at any time.
Insurance coverages valid for all packages
Icon- Fire, lightning, explosion
- Storm, hail, and flooding
- Earthquake incl. costs for clearing rubble
- Failure of plumbing, sewerage or heating systems and forgotten taps and faucets
- Short circuit and electric shock
- Vandalism and burglary
- Landslide and collapse of underground water
- Vehicle or animal impact
- Broken glass
- Civil liability to third parties
- Hotel costs if the dwelling has become uninhabitable
Insurance packages
Comfort package
Premium:
- 5 EUR/ 9.78 BGN monthly
- 60 EUR/ 117.35 BGN annual
Insurance limits:
- 35 000 EUR for immovable property
- 3 500 EUR for movable property
Smart package
Premium:
- 9 EUR/ 17.60 BGN monthly
- 108 EUR/ 211.23 BGN annual
Insurance limits:
- 60 000 EUR for immovable property
- 6 000 EUR for movable property
Elite Package
Premium:
- 21 EUR/ 41.07 BGN monthly
- 252 EUR/ 492.87 BGN annual
Insurance limits:
- 150 000 EUR for immovable property
- 15 000 EUR for movable property
Frequently asked questions
Insurance contributions can be paid monthly or annually, according to your preference.
Homes with monolithic, panel or prefabricated construction can be insured.
This is not necessary, you can also take out insurance for a third party property.
No, the offer is only available to bank clients.
The reference code is a referral code provided by an employee of the bank who assists you in taking out the insurance.
Upon occurrence of an insured event, you can notify the Insurer at tel: 0700 13 014, via www.allianz.bg or at any of its structural units. After submitting the claim, you receive a personalised link to Claims Tracker, through which you can monitor its status in real time 24/7.
The insurance compensation is paid within 15 working days after submission of all required documents needed to establish the event and the amount of the damage.
The damage must be notified within 3 working days of becoming aware of such.
For the risk of "Theft of household electronics and electrical appliances", the period is up to 25 hours, and if it expires on a non-working day – by the end of the first working day.
Under the Civil Liability coverage, the notification is within 7 working days of becoming aware of a possible or occurring event or a claim.
The insurer accepts and registers the notification of damage immediately, provides notification about the necessary documents and organises a inspection within a short time after receiving them.
Process for entering into an insurance agreement
"My home" insurance can be entered into by any account holder at UniCredit Bulbank, entirely online through Bulbank Mobile, without the need to visit a branch.
Log in to Bulbank Mobile and select "My Home" Insurance
Read the terms and features, and select a package
Fill in property information and enter a referral code if you have one
Read the documents and sign online
You can receive assistance in when taking out "My Home" insurance by calling the Customer Contact Centre or a convenient branch of UniCredit Bulbank.
