General Transactions Payment Account


  • Issuing of only one international MasterCard debit card under the BGN account
  • It can be used to carry out any transactions permitted by Bulgarian law

  • You can subscribe to utility bills and recurrent payment service
  • You can have the funds under the current account at your disposal at any UniCredit Bulbank branch in Bulgaria



The account is opened for general transactions only in BGN

Interest rate

In accordance with the Interest Bulletin of the Bank for individuals

Transaction options

  • Access to Bulbank Online and Bulbank Mobile
  • Possibility for cash desk transactions /deposits and withdrawal), ATM and POS transactions as well as payments on the Internet
  • Intrabank and interbank transfers in BGN
  • Direct debit payments, utility bill payments and recurrent payments
  • Transactions are carried out up to the amount of the available balance on the account
  • Services other than the ones listed above are not provided under this account

Account opening

  • Personally — by providing an identity card;
  • By proxy — by providing a Power of Attorney certified by a notary, explicitly specifying which transactions a proxy is entitled to carry out

Required documents

  • A General Transactions Payment Account Application /Agreement/ as per a template, explicitly specifying that you do not hold a similar account with UniCredit Bulbank or another bank on the territory of the country

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