Remote business account opening
Package offers*
The Business Leader package programme combines various banking products and services necessary for convenient and secure banking. Choose the right option for your business needs without a fee for 6 months.
Package programmes
"Business Leader Light"
Everything your business needs to bank quickly and easily through the Bank's digital channels.
Package programmes
"Business Leader Gold"
Transfer salaries of your employees to accounts in UniCredit Bulbank without restrictions and without additional fees
Package programmes
"Business Leader Premium"
You use unlimited banking services at the premium level. You get everything you need for your business at no extra cost - a current account, a bank card, deposits and withdrawals at the Bank's ATMs, cashless transfers and salary payments.
What else do you get?
Transfer salaries to employee accounts in UniCredit Bulbank at no additional cost.
Acceptance of payments with debit, prepaid and credit cards at a software, real or virtual POS terminal at prices starting under 1% fees:
*The package offer is valid only for new business clients of UniCredit Bulbank, who have registered with the Bank remotely and have also electronically signed the requested products and services. More information about the offered Business Leader package programmes can be found here.
Frequently asked questions
No. Only Bulgarian legal entities registered in the relevant register (Trade Register or Bulstat Register), whose legal representative is a local natural person (Bulgarian citizen) and has the rights to represent the legal entity independently are eligible to submit documents for remote registration.
The offering of banking services and products through the remote process is implemented only by digital signing of documents using a qualified electronic signature (QES) issued by Eurotrust Technologies AD (Evrotrust) or by another certification service provider meeting the requirements of the Electronic Document and Electronic Certification Services Act (EDESA).
The main documents depend on the legal form. For more information, click here.
Documents for registration of a legal entity may not be submitted remotely by an authorized person of the legal representative(s), even if he/she is authorized by a notarized power of attorney.
Legal entities eligible for remote registration do not need to visit a branch of UniCredit Bulbank. In case they are not eligible for remote registration, if they want to open an account with the Bank, they need to visit a convenient bank branch.
If you need any assistance during your registration, you can contact our digital branch at : RemoteAdvisorySME@UniCreditGroup.BG
Request
Open an account for your business entirely online in 3 easy steps.
1. Complete a short form to request a company account
2. A bank expert will contact you for a remote consultation
3.Exchange the documents electronically and sign the contract with QES
Debit card with Plus plan
Save time by signing documents electronically without visiting a UniCredit Bulbank branch. You will get your debit card with free delivery to an address convenient for you in Bulgaria.
With the "Plus" plan, you can use the following products and services without a fee for 12 months*:
- Debit card and a current account in BGN;
- Bulbank Mobile our mobile banking application;
- Withdrawal from UniCredit ATMs in Bulgaria and abroad;
- Cash deposits at UniCredit Bulbank ATMs with a deposit function;
- Household billsonline and via the mobile banking application;
- Intra-bank transfers in BGN and EUR via an electronic channel;
- Mobile number transfers to accounts in the bank via Bulbank Mobile;
- Remote service by a personal banker.
* Monthly fee amount provided that there are regular monthly proceeds on the main account in the plan.
It applies to the first four monthly charges after the plan is provided. Afterwards, the fee amount shall remain the same if there are regular proceeds. Otherwise, the fee shall amount to 2.84 EUR/ 5.55 BGN
Regular proceeds are considered all incoming transfers on the main account in the plan from other persons in at least 3 of the last 4 months. The minimum amount of a regular monthly payment is 5.11 EUR/ 10 BGN
If you are not yet a customer of UniCredit Bulbank, here is how you can do it fully digitally through Bulbank Mobile in a few steps.
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Download the Bulbank Mobile app from your App Store, Google Play or App Gallery, open it and select the option: Become a bank customer digitally > Open now >
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Read it and accept the terms of the Plus plan for daily banking.
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Create a PIN and enter your secret password.
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Scan your ID card and perform the required facial recognition.
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Enter a current phone number and email address to receive two codes for confirmation.
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You will be issued a free qualified electronic signature** required for digital signing of documents.
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Complete the process by signing the required documents and enjoy all the conveniences offered by Bulbank Mobile.
**The registration and opening of the account is done with a Qualified Electronic Signature issued by Eurotrust Technologies AD and provided by UniCredit Bulbank AD.
In case you need assistance, please fill in request form and we will contact you.
Conditions and documents
Frequently Asked Questions:
The Bulbank Mobile App works on Android, iOS and HarmonyOS devices.
It is completely free.
Eurotrust is a service through which you are issued a QES (qualified electronic signature) by means of remote identification through a selfie and scanning of an ID card. You will need the electronic signature to digitally sign the required documents.
There is no need to install additional applications, the process is done entirely in Bulbank Mobile.
The documents are signed with the electronic signature already created by Eurotrust. You have the option of a final review of the documents before signing.
Personal and financial information such as contacts, nationality, occupation, sources of funds, etc. is required (Know Your Customer questionnaire).
The card will be issued and delivered within 5 working days. You can receive your card at the address you have chosen for free of charge. A courier will hand the card to you in a sealed envelope. In it, together with the card you will find brief instructions for its activation via Bulbank Mobile.
The opened account is visualized in the mobile application immediately after signing the documents and logging into the mobile application.
As soon as the process is completed, you can use the full features of Bulbank Mobile, even before you have received your card.
No, the promotional offer is only valid for new customers of UniCredit Bulbank. If you are a customer of the bank, you can contact your personal banker for more information.
What is Comfort by UniCredit?
With Comfort by UniCredit you can manage all banking products completely remotely – opening an account, applying for credit, or investing - wherever you are. No need to visit a bank branch, no need to wait, and with a personal banker by your side.
What are the advantages of Comfort by UniCredit?
Personal banker – fully available no matter where you are
Communicate by phone, chat, video or email
Access to all banking products – remotely
For new and existing customers for whom time is valuable
Request a call
Accounts and Payments
Choose a convenient package with the different banking services you use every day – easily and completely remotely with Comfort by UniCredit.
- Open and manage a daily banking plan
- Mobile and Online Banking
Credits
Apply for a consumer credit and mortgage entirely remotely. You get a personal offer and assistance from your personal banker without leaving your home or office.
Cards
Request a debit or credit card online. You get it quickly and securely delivered to a convenient address for you.
Activation is easy through your mobile application Bulbank Mobile.
Investments and insurances
Access to investment, savings and insurance products through your Bulbank Mobile mobile application. Manage your funds efficiently with an easy consultation with your personal banker.
Request a call
How to become a customer of UniCredit Bulbank?
Bulbank Mobile and select "Become a customer"
Scan your ID and perform facial recognition
Sign the contract with a qualified electronic signature
You automatically get an account and debit card delivered to address
Request a call
Do you have a mortgage from UniCredit Bulbank?
Enjoy a gift from us - Comfort by UniCredit
Customers who have a mortgage from UniCredit Bulbank through a Virtual Mortgage Centre are automatically granted access to the Comfort by UniCredit service.
Frequently Asked Questions
Comfort by UniCredit is a completely remote service which allows you to become a customer of the bank online, have a personal banker and manage all banking products remotely – bank accounts, cards, loans, investments and insurance.
Yes, you can switch to remote servicing and rely on a personal banker through Comfort by UniCredit. Just fill out the contact form so we can get back to you.
In order to register, you need to have a valid Bulgarian ID card and a smart device with a video identification camera.
All products for individuals offered by UniCredit Bulbank are available entirely remotely through Comfort by UniCredit.
No, remote registration and the Comfort by UniCredit service are completely free of charge.
Registration for the service takes less than 15 minutes after a video call with one of our employees.