Real POS Terminal

Offer your customers a secure, convenient and modern way of payment in your retail outlets. The acceptance of payments with international bank cards promotes your business, builds an attractive image in the eyes of your customers and gives them the flexibility and choice of payment method.

  • Create additional convenience to your customers.
  • Reduce cash balances and cash collection costs.
  • Facilitate the accounting processes of the company.




Acceptance of all types of transactions

Acceptance of all types of transactions with cards bearing the logos of Visa, Visa Electron, V PAY, MasterCard and Maestro.

Deadlines for crediting your account

Short deadlines for crediting your account.

Currency of the account


Deadline for authentication of payments

  • 1 working day for local cards
  • 2 working days for international cards

Time for installation of POS terminal

  • 5 working days for Sofia region
  • 8 working days for the country

Ability for accounting

Ability for accounting of card payments at real POS and the owed bank commissions on two separate current accounts in BGN.

Working with POS terminal

Training related to operating the POS terminal.

Instructions and support

Detailed instructions for operating the terminal.
Technical Support.

24/7 service center

24/7 service center supporting the merhcants.

Parameters Standard fee

Financial parameters for Visa, V PAY, Visa Electron, MasterCard and Maestro cards issued by banks in Bulgaria and EEA

1,20% for debit/prepaid cards
1,60% for credit cards
1,80% for business cards

Financial parameters for Visa, V PAY, Visa Electron, MasterCard and Maestro cards issued by banks outside the EEA

1,80% for debit/prepaid cards
1,80% for credit cards
2,00% for business cards

Installation of POS terminal

No fee

Monthly maintenance fee for GPRS card
provided by the bank

4.17 BGN (subject to VAT)

Statement via email for the Merchant

No fee

* EEA - European Economic Area



Additional Functionalities

  • Stationary POS terminals with GPRS / LAN (Ethernet) / Dial-Up communication
  • Mobile with GPRS communication

Connecting the POS terminal with the cash system in the business premises

The service allows you to make payment for goods or services without the physical presence of the card. It is offered to traders whose business is related to hotel reservations and car rental services.

Cardholder can get up to 50 BGN cash for single transaction on payment of goods or services with card bearing the logo of Visa, V PAY, Visa Electron, Maestro and Debit MasterCard.

Flexible and automated program for mutual partnership between the bank and the merchants. The partners have the opportunity to reward their customers, giving them gifts in the form of points when making purchases by card in their outlets. Various campaigns can be organized - happy hour, reached turnover or client birthday.


Who can apply for Real POS terminal?

All legal entities (registered under the Commerce Act), sole traders and other individuals who do business in accordance with Art. 2 of the Commercial Code:

  • Self-employed people.
  • People that are freelancers, provided craft or hotel services by providing rooms in the inhabited by them homes.

What is necessary?

To submit an application in a branch of UniCredit Bulbank and if it is necessary - open a current account.