Virtual POS terminal device

The virtual POS terminal device enables you to receive payments with bank cards via Internet through your website. Offer your customers a secure, convenient and modern way of payment for goods or services available in your online store.

Features

Payments are guaranteed by the security systems Visa Secure and Mastercard Indentity Check which provide online identification of the cardholder making the payment by a secret password and thus giving an explicit proof of purchase.


Currency account

BGN, EUR, USD

Deadline for authentication of payments

Within 1 working day

Accepts transactions

With cards bearing the logos of Visa, V PAY, Visa Electron, Mastercard, Maestro and Diners Club International.

Authorization

Perform immediate authorization of each submitted payment in real time.

Check

Ability to check in real time the status of any attempt to pay for a particular customer order.

Reimburse

Ability for reimbursement of a part of or the full amount of a successfully placed order.

24/7 Call center

For servicing and support.

Parameters Fees
Financial parameters for Visa, V PAY, Visa Electron, Mastercard, Maestro and Diners Club International issued by Payment services providers with registered office in the European Union and the European Economic Area. 1,20% for consumer debit/prepaid cards
1,60% for consumer credit cards
1,80% for corporate cards
 
Financial parameters for Visa, V PAY, Visa Electron, Mastercard, Maestro and Diners Club International issued by Payment services providers with registered office outside the European Union and the European Economic Area.

1,80% for consumer debit/prepaid cards
1,80% for consumer credit cards

2,00% for corporate cards
 

Annual maintenance fee for virtual POS terminal device.

166.67 BGN (subject to VAT)
Statement via email No fee

Additional Functionalities

Suitable for commercial activities such as:

  • Payment of profits from betting
  • Payment of compensations under insurance policies
  • Payment of profits from investment intermediaries
  • No later than 30 days from the date of transaction

Suitable for traders with the following activities:

  • Bookings for Rent-a-Car/ Hotel/ Airline Tickets
  • Sale of vouchers

Application

Who can apply?

Virtual POS terminal device is suitable for legal persons who possess:

  • Active website
  • Tax registration in the Republic of Bulgaria
  • The necessary licenses and permits to conduct business under the local legislation - for example travel agency, insurance broker, investment broker, etc.

What is necessary?

  • To submit an application at a branch of UniCredit Bulbank and if necessary - open a current account.
  • To provide balance sheet and PLS for the last accounting period or annual tax return.