Advantages

  • The Bank offers opening a payment account with basic features (PABF) in EUR in accordance with the provisions of the PSPSA.
  • The Bank may refuse to open an account, if the customer already has a PABF kept at the Bank or another bank on the territory of the country, or has more than one payment account kept at the Bank or another bank on the territory of the country, through which the customer may use all the services under Article 118, para. 1 of the PSPSA, unless the customer has been notified that such account will be closed.
                                                                                    

  • If the account will receive and keep funds from salaries, pensions, social security and social assistance benefits and allowances, scholarships for students, undergraduates and scholars and interest thereon, the account shall be kept and serviced under the provisions of Article 120 of the PSPSA. The Customer declares to the Bank the type of funds that will be received and keep in the account, and in the event of a change, promptly updates the information provided to the Bank.

Features

Opening

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  • The Bank offers opening a payment account with basic features (PABF) in EUR in accordance with the provisions of the PSPSA.
  • The Bank may refuse to open an account, if the customer already has a PABF kept at the Bank or another bank on the territory of the country, or has more than one payment account kept at the Bank or another bank on the territory of the country, through which the customer may use all the services under Article 118, para. 1 of the PSPSA, unless the customer has been notified that such account will be closed.
  • If the account will receive and keep funds from salaries, pensions, social security and social assistance benefits and allowances, scholarships for students, undergraduates and scholars and interest thereon, the account shall be kept and serviced under the provisions of Article 120 of the PSPSA. The Customer declares to the Bank the type of funds that will be received and keep in the account, and in the event of a change, promptly updates the information provided to the Bank.

Interest

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  • According to the Bank's Interest Bulletin for Individuals.

Payment transactions on the account

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  • Depositing funds into the account

  • Withdrawing cash from the account at a cash desk or ATM

  • Payment by card for goods and services in retail outlets and on the Internet

  • Credit transfers, including standing orders on paper and through e-banking systems

  • The account does not offer credit overdrafts.

  • The account cannot be used to repay credit debts.

Terms and Documents

Required documents

  • Filling out a form for opening a payment account with basic features, in which you explicitly declare that you do not have a PABF at the Bank or another bank on the territory of the country, or more than one payment account kept at the Bank or another bank on the territory of the country, through which you may use all the services under Article 118, para. 1 of the PSPSA, unless you have been notified that such account will be closed.
  • A contract for opening a payment account with basic features 

Additional Information

Account opening

In person

Upon presentation of an identification document.

By an authorized person

With a notarized power-of-attorney which explicitly specifies the transactions the proxy is authorized to execute.

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