Two years on Plus
We face enough challenges in everyday life, but banking should not be one of them. A Plan “Plus” lets you access everything you need without additional fees.
If you are between the ages of 18 and 25, you can benefit from one year of banking without a monthly fee for Plan "Plus", which you will use unlimitedly and without additional costs:
- Standard debit card and current account;
- Mobile Banking Bulbank Mobile;
- Withdrawing money at UniCredit ATMs in the country and abroad;
- Payment of household bills through an electronic channel;
- Transfers in BGN and EUR to UniCredit Bulbank accounts through an electronic channel;
- Transfers by mobile number through Bulbank Mobile.
To learn more about the offer and activate the Plus plan under the preferential conditions, fill out an online application by 30.09.2025.
If you are already a customer of the bank, you can activate the special conditions for the "Plus" plan directly through Bulbank Mobile with the received individual promo code, valid until 30.09.2025.
After the expiry of the promotional two years period, the corresponding monthly fees for using the "Plus" Plan will be charged, according to the Bank's Tariff for individuals.
Steps to activate the "Plus" plan with a promo code through Bulbank Mobile:
Step 1
Log in to Bulbank Mobile and open the "Requests" menu.
Step 2
Start a new request for the "Plus" plan and enter the received promo code, with which you will be able to take advantage of the promotional conditions.
Step 3
Done, the special conditions are activated! Complete the process of moving to a Plus plan by choosing to convert an existing account or open a new one.
*If you are not yet using our mobile banking app, you can easily activate it in a few steps.
Start
BASIC DAILY BANKING
- Standard debit card and a current account in BGN
- Bulbank Mobile
- Transfer to mobile phone number to accounts with the bank via Bulbank Mobile free of charge
PLUS
ALL YOU NEED IN ONE PLACE
- Standard debit card and a current account in BGN
- Bulbank Mobile
- Digital debit card**
- Digital saving account free of charge
- Transfer to mobile phone number to accounts with the bank via Bulbank Mobile free of charge
- BGN and EUR transfers to accounts with UniCredit Bulbank via an electronic channel free of charge
- Utility payments via an electronic channel free of charge
- Cash withdrawal with main card at UniCredit ATMs in Bulgaria and abroad free of charge
- Free cash deposits at UniCredit Bulbank ATMs***
- Debit card Mastercard Teens for children between 14 and 18 years
MAX
PREMIUM ACCOUNT AND PREMIUM CARD WITH ALL EXTRAS
- Gold debit card and a current account in BGN
- Bulbank Mobile
- Digital debit card**
- Digital saving account free of charge
- Transfer to mobile phone number to accounts with the bank via Bulbank Mobile free of charge
- BGN and EUR transfers to accounts with UniCredit Bulbank via an electronic channel free of charge
- Utility payments via an electronic channel free of charge
- Cash withdrawal with main card at UniCredit ATMs in Bulgaria and abroad free of charge
- Free cash deposits at UniCredit Bulbank ATMs***
- Debit card Mastercard Teens for children between 14 and 18 years
- Credit card Gold Smart Credit without annual fee****
- Cash withdrawal with main card at all ATMs in Bulgaria and the European Economic Area free of charge
- Transfers to mobile phone number to accounts with other banks via Bulbank Mobile free of charge
- BGN and EUR transfers to accounts with other banks via an electronic channel free of charge
- Payment of municipality taxes and fees in BGN via electronic channel free of charge
- Service by a personal banker
- Free of charge “Travel and accident insurance” abroad
- 4 free access to business lounges at over 1 700 airports in 600 cities and 145 countries, as part of LoungeKey
* Monthly fee amount provided that there are regular monthly proceeds on the main account in the plan.
It applies to the first four monthly charges after the plan is provided. Afterwards, the fee amount shall remain the same if there are regular proceeds. Otherwise, the fee shall amount to BGN 5.55/ EUR 2.84.
Regular proceeds are considered all incoming transfers on the main account in the plan from other persons in at least 3 of the last 4 months. The minimum amount of a regular monthly payment is BGN 10.
** A digital debit card is issued additionally and can be on the main account included in the package or on a new additional digital account. It can be opened 1 digital account free of charge with plan Plus and up to 5 digital accounts free of charge with plan Max.
***A total amount up to 4000 BGN per day. Above this amount a fee is charged according to the Tariff for Individuals. The amount of the commission on cash deposits is calculated on the total amount of the cash transactions within the working day on account level. For transactions processed on weekends and holidays a commission is collected on the total amount of the transactions within the weekends and holidays together with the transactions on the first working day at account level.
**** After submitting a request and credit limit approval
What do you get?
- A newly opened current account or an existing one can be included in any of the plans.
- A newly opened standard debit card or an existing standard debit card can be included in Start and Plus plans.
- A newly opened gold debit card or an existing one can be included in a Max plan.
- The Plus and Max plans include an unlimited number of free-of-charge cash withdrawals at UniCredit ATMs in Bulgaria and abroad (the European Economic Area).
- The Max plan includes an unlimited number of free-of-charge cash withdrawals at ATMs of other banks in Bulgaria and abroad (the European Economic Area).
- The Plus and Max plans include an unlimited number of free-of-charge utility payments (for electricity, water, phone, Internet, etc.) via an electronic channel.
- The Plus and Max plans include an unlimited number of free-of-charge BGN and EUR transfers to accounts with UniCredit Bulbank via an electronic channel.
- The Max plan includes an unlimited number of free-of-charge BGN and EUR transfers via BISERA and SEPA of up to BGN 100,000 (or the EUR equivalent) to all banks from the European Economic Area, via an electronic channel.
- All packages include an unlimited number of free-of-charge transfers to mobile phone numbers via Bulbank Mobile.
