Joint Fixed-term Deposit

Characteristics

Term

6 months, 12 months or 24 months

Minimum amount for opening

BGN 50, EUR/USD/GBP 100 or CHF150

If you expect upcoming transfers and receipts in your joint deposit account you can open one-month fixed-term deposit with a zero balance for a period of 30 days.

Interest

The holders choose how to dispose of the interest, as follows:

They can let the interest accrue on the deposit amount.
They can withdraw the interest on the maturity date.
They can transfer the interest to another account opened with the bank, including in the name of third person.

І. Accounts
	Product / Service	BGN	EUR
1.0	Current, deposit, saving, donation and other accounts
1.1.	opening of current accounts	2.5	2.5
1.2.	opening of joint accounts	12.0	6.0
2.0	Maintanance and servicing of current accounts
2.1.	Maintanance and servicing of current accounts, including statements on demand by client in the bank's offices or monthly statements delivery by electronic way:	2.5	2.5
2.2.	Maintanance and servicing of current accounts, including monthly statements delivery to postal address:	5.0	3.5
2.3.	with possibility for express receipt on paper of documents and information for operations and balances	+ 1.5 EUR	+ 1.5 EUR
2.4.	maintanance and servicing of joint accounts	10.0	5.0
3.0	Opening, maintenance and closing of term deposit and donation accounts	free	free
4.0	Opening of saving accounts	2.5	2.5
5.0	Maintenance of saving accounts	2.0	2.0
6.0	Closing of accounts	free	free
7.0	Opening, maintenance and closing of accounts with special regime	upon agreement	upon agreement
7.1.	Opening of account under condition	10.0	5.0
8.0	Blocking	3.0	2.0
9.0	Payment account with basic features	as per separate price list	Appendix 1
Notes:	1. Fees as per art. 2. and art. 5 are collected on monthly basis and upon closing the account.
	2. For bloking is submitted a writen notice by account's holder/attorney.
	3. Fees as per art. 1.1, art. 1.2, and art. 4 are not applicable in case of opening the account through electronic channel.