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Overnight Deposit

Short-term deposit for large amounts in BGN or foreign currency, which provide higher returns to clients compared with current account for the time between the end of the workday and the beginning of next.

  • Higher returns compared to current account.
  • Overnight deposits can be single or with an option for renewal.
  • The interest rate is negotiable.

Overnight Deposit

Whom is it Suitable for?

  • Would like to receive funding against a cash pedge
  • Have free funds for the deposit term

Guaranteed Amounts

Deposit accounts are guaranteed under the conditions and up to the amount provisioned by the Law on Bank Deposit Guarantee  with the exception of:

  • Banks, when deposits are opened  on their behalf and for their own account
  • Financial institutions under art. 3 of the Law on Credit Institutions; insurance and reinsurance companies; pension insurance companies and mandatory and voluntary pension funds
  • Investment intermediaries; collective investment schemes, national investment funds, alternative investment funds and special investment purpose companies
  • Budget organizations under § 1, p. 5 of the Additional provisions of the Public Finance Act
  • Bulgarian Deposit Insurance Fund ,  Investor Compensation Fund and Guarantee Fund under art. 287 of the Insurance Code
  • Amounts in accounts  with no operations ordered by depositor in the last 24 months before date of issuance of act under Article 20, Paragraph 1 of the Law on Bank Deposit Guarantee and balance on each of them is less than BGN 20.


Learn more about Deposit Guarantee​​​

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