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Multipurpose Credit Lines

Short-term loan commitment by which the bank gives the opportunity to its customers to use a predefined set of loan facilities within a certain period and up to a certain limit.

Multipurpose Credit Lines


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  • Flexibility regarding the form of funding The limit is negotiated once and then can be utilized through various instruments.
  • Speed and convenience You can use the electronic channel to initiate payments to your contractors without leaving the office.
  • Opportunity for repeated extension of credit agreement It is granted after analyzing the credit risk of the client.

Loan Facilities

The types of loan facilities you can choose from are:

  • Overdraft

  • Credit card limit

  • Revolving loan

  • Standard working capital loan

  • Conditional loan

The total amount of the loan exposure is based on the amount of the different facilities (effective and conditional).

Individual loan commitments are used and repaid under the established for each one of them terms and conditions.

Whom is it Suitable for?

Organisations that have a need for additional flexibility regarding the forms of funding:

  • Local and foreign companies
  • Public and financial institutions


The loan may be secured by assets of the borrower or of third parties, established in favour of the Bank as per the procedure and in the form established by law. The collateral may include one or mixture of the following assets:

  • Real Estate
  • Intangible assets
  • Financial assets
  • Securities
  • Mutual Funds
  • Receivables by third parties
  • Others


Market appraisal and insurance of collaterals are required.

Market Appraisal: List of eligible external evaluators of loan collateral.

Insurance: To receive an individual insurance offer for your business needs, please contact UniCredit Insurance broker.

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