Caret Up Icon Back to top button

Online securities trading in Bulbank Online

The “Investments and Markets “ tab as part of Bulbank Online, provides the opportunity to place orders for securities buy and sell (shares and bonds) and to check and keep track of the orders and transactions from your wallet.

Play video

Online securities trading in Bulbank Online


Give us 

food for thought

Share with us whether you are satisfied with your relationship with the bank in the last 30 days. Actively participate with feedback and help us improve our services.

Learn moreabout Promo

About the product

The functionality provides opportunity for remotely placing orders to buy or sell securities trought active profile in Bulbank Online. The menu"Investments and Markets" must be activated in your profile in the online banking to have the opportunity to:

  • Place orders for securities buy and sell: shares and bonds on financial markets in Bulgaria and abroad;
  • Check and keep track of your orders/ transactions and the details of your securities portfolio;
  • Have an overview of the BSE-Sofia AD/Bulgarian Stock Exchange/.


The main advantages of the new digital functionality are:

  • Place orders online to buy/sell shares/bonds at BSE /Bulgarian Stock Exchange/ and international stock markets for which the bank uses brokers;
  • Fast access to informaion about your wallet of securities and placed orders;
  • The opportunity to compare the prices of shares and bonds
  • Information about the securities of the BSE /Bulgarian Stock Exchange/;
  • The reliability of the bank’s informational infrastructure.


  • We offer to our clients to place orders for securities buy and sell: shares and bonds on regulated markets through digital channel;
  • The menu "Investments and Markets" is available every workday from 8:30 to 17:30;
  • The module gives the opportunity of placing orders remotly, but it is not a trading platform. All placed orders are subject to further processing by a broker of UniCredit Bulbank;
  • You can place market and / or limited order. For BSE /Bulgarian Stock Exchange/ you can also place "iceberg" order.

Learn more


The functionality can be used by local and foreign individuals and legal entities, clients of UniCredit Bulbank.


To use the functionality you have to:

  • have an active user profile in Bulbank Online (as a Individual or Business client);
  • to visit a branch of the Bank just once in order to sign the necessary documents for the "Trade with securities" service through Bulbank Online.


When visiting a branch of the Bank, the client should:

  • Present an identity document;
  • Has signed a Contract for the provision of the service (individuals and legal entities) for Bulbank Online;
  • To have signed a Contract for Securities through Bulbank Online (the agreement cannot be concluded remotely, but only at a branch);
  • To have signed a frame contract for brokerage services with an annex for Online (for institutional and professional clients within the meaning of MFIA and its implementing acts);
  • To have signed a Contract for maintenance of a securities account;
  • To have MIFID profile;
  • To have QES or M-token;
  • In case he has a power of attourney of a legal entity, he should present this power of attorney verified by notary in accordance with the requirements of Article 25 of Order № 38 of the FSC on the requirements for the activity of investment intermediaries.
  • To have valid LEI Code - for legal entities.


UniCredit Bulbank is a licensed investment intermediary and offers its clients the opportunity to trade securities on local and international capital markets.

You can submit buy and sell orders at a branch or remotely via Bulbank Online after initially activating trading access.

You need to have Bulbank Online active and request access to the additional module "Investments and Markets".

In the Bank's Tariff for individuals in Appendix 10 and in the Bank's Tariff for legal entities in Section VIII.

Securities are financial instruments under the Public Offering of Securities Act.

They reflect the rights of their holder before their issuer. Through them, corporations and government bodies raise capital from investors, offering in return the possibility of a return.

According to their holder's rights towards their issuer, they can be defined as Equity and Debt.

  • Shares are equity securities and represent an interest in the capital of the company. Shareholders are entitled to a dividend, if the company distributes one, and to a liquidation share of the company.
  • Bonds are debt securities and can be corporate; government (government securities); municipal depending on the issuer. Bondholders receive interest (coupon payments) and principal at maturity (final term) of the bond or earlier depending on the terms of the bond issue itself.

Depending on their type, bonds can earn income:

  • Dividends – paid by the issuer of shares to shareholders upon a resolution to distribute a dividend by the General Meeting. Through dividends, the company distributes a portion of its net profit to its shareholders. It is not compulsory for every company to pay dividends every year.
  • Coupon payments – paid by the issuer to bondholders as a percentage of the nominal value of their bonds. The frequency, amount and type of coupon (e.g. fixed, floating or zero) are determined at the time of issue

A capital gain/loss may also occur on trading.

  • Capital gain is the income earned from a positive difference between the acquisition price and the selling price.
  • Capital loss is the negative difference between the acquisition price and the selling price, respectively reducing the yield of the instrument type.

A securities market is a place where buyers and sellers of securities meet and participate through their intermediaries. Financial markets provide an opportunity to invest by buying stocks, bonds and other financial instruments.

Markets are divided into primary and secondary markets according to whether the securities offered are new or already issued:

  • Primary market – an issuer sells new securities and receives funds from investors
  • Secondary market – investors exchange existing securities for funds, i.e. the buyer receives securities in exchange for payment and the seller receives funds in exchange for their securities. The issuer is not involved in the transaction.

Transactions in dematerialized securities are concluded through a licensed investment intermediary, including a bank, which executes an order/order placed by an investor on the relevant trading venue.

Always one order is submitted / signed by only one representative of the company. The others authorize this representative to submit orders in the Module for better efficiency and speed with power of attorney explicitly verified by notary, in accordance with the requirements of Article 25 of Order № 38 of the FSC on the requirements for the activities of investment intermediaries.

Not all representatives should be subscribed to Bulbank Online. It follows that the person who will submit orders has concluded contracts with the bank for Bulbank Online and for submitting orders for securities trading. In the case of representatives of the company, who always act together, there should be an explicit notarized power of attorney, in accordance with the requirements of Article 25 of Order № 38 of the FSC on the requirements for the activities of investment intermediaries.

Yes, it is possible to place orders for the buy/ sell of certain ETFs depending on the market in which they are traded and whether settlement with the respective issue is possible. At the moment, it is not possible to purchase new positions from US ETF’s due to legal restrictions of the European regulations for trading in such instruments.

Only issues traded on the Bulgarian Stock Exchange (BSE) are visualized in the Market overview.

 Yes, the list is published in the module "Investments and Markets", visible on the first page at the log-in to the Module and at the following link, too.

Contact us

Please enter first and last name
Please enter your company
Please enter your position
Bullet List Icon Please enter a valid Tax ID.
Email Icon Please enter a valid email.
Phone Icon Please enter a valid phone number.
Robot security check is required

Support center for electronic channels