Caret Up Icon Back to top button

Cultural and Creative Sector

Cultural and Creative Sector

What Does the Product Represent?

Guarantee programme aims to enhance access to finance to enterprises in the cultural and creative sector, thus supporting the thriving, flexible, creative and cultural economy. Eligible are all cultural, artistic and creative activities and education.  The cultural and creative sector includes architecture, libraries, museums, arts and crafts, audio-visual effects, tangible and intangible cultural heritage, design, festivals, music, literature, performing arts, publishing, radio and visual art, etc.          



  • Easier access to financing
  • Quick approval procedure
  • Relieved collateral requirements 


Eligible products:

Investment limit;  Working capital limit with repayment schedule; Revolving credit line

  • Minimum credit line maturity: 12 months
  • Inclusion period: till 28.04.2025
  • Guarantee Coverage Period: till  28.04.2037
  • Credit currency – BGN, EUR
  • Guarantee percentage  50%


Eligible for:

  • Micro-, Small- and Medium-Sized Enterprises (with average number of employees up to 249) and
  • Small Mid-Caps enterprises with up to 499 employees (on a group level), as well as
  • Small Public Enterprises (according to the meaning of Bulgarian Legislation for Public Enterprises)       

Applying For

Get in contact with your servicing banker/expert at UniCredit Bulbank and UniCredit Leasing or submit an application under the contact format.

This financing benefits from support from the European Union under the InvestEU Fund.

Questions and Answers

Get in contact with your servicing banker with UniCredit Bulbank or submit a request under the form of contact.

All activities prohibited by EU - illegible economic activities, including cloning of people aiming at reproduction; production and trade with tobacco and alcoholic beverages and their derivative products; manufacturing and trade with any kinds of weapon and munitions; internet gambling, online casinos or pornography; cloning of people for research or therapeutic purposes; genetically modified organisms (GMO), etc.

Refinancing is not eligible; the credit is not eligible to finance second-hand asset purchases.                             

Request a Call with an Expert 

Please enter first and last name
Please enter your company
Please enter your position
Bullet List Icon Please enter a valid Tax ID.
Email Icon Please enter a valid email.
Phone Icon Please enter a valid phone number.
Robot security check is required