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RRF SME Competitiveness

RRF SME Competitiveness

What Does the Product Represent?

Guarantee Programme between UniCredit Bulbank AD, UniCredit Leasing and the European Investment Fund for enhancing ccess to  finance for Micro-, Small- and Medium-Sized Enterprises (SME), aiming to revitalise blocked lending channels during and in the aftermath of the COVID-19 crisis.     



  • Easier access to financing
  • Quick approval procedure
  • Relieved collateral requirements
  • Eligible for financing are all SME's, as well as borrowers with business history less than 12 months, according to the Internal Crediting Rules of UCB.


Eligible products:

Investment limit;  Working capital limit with repayment schedule; Revolving credit line, Credit limit for issuing bank guarantees, Finanse lease

  • Minimum credit line maturity: 12 months
  • Inclusion period : till 28.12.2026
  •  Guarantee Coverage Period:  28.12.2038
  • Credit currency – BGN, EUR
  • Guarantee percentage 50%


Eligible companies: 

  • Micro-, Small- and Medium-Sized Enterprises (with up to 249 employees) 

Applying For

Get in contact with your servicing banker/expert at UniCredit Bulbank and UniCredit Leasing or submit an application under the contact format.

This finansing is funded by the European Union – NextGenerationEU with the financial backing of Bulgaria under the InvestEU Member State Compartment for Bulgaria.


Questions and Answers

Get in contact with your servicing banker with UniCredit Bulbank or submit a request under the form of contact.

All activities prohibited by EU - illegible economic activities, including cloning of people aiming at reproduction; production and trade with tobacco and alcoholic beverages and their derivative products; manufacturing and trade with any kinds of weapon and munitions; internet gambling, online casinos or pornography; cloning of people for research or therapeutic purposes; genetically modified organisms (GMO), etc.

Refinancing is not eligible; the credit is not eligible to finance second-hand asset purchases.                             

Request a Call with an Expert 

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