Credit Card VISA Business Credit
- Control over operational payments You have constant access to resources and optimize your document turnover.
- Significantly facilitated process of accounting in the company.
- Opportunity to issue additional cards per employee and determining its limit.
- Option to repay only a fixed minimum amount each month. No need to repay fully the used credit limit.
- Guarantee for bookings Car rental, airline tickets, hotels, as well as purchases of goods and services on the Internet.
Features and Fees
Credit Card Visa Business Credit is a practical solution for small and medium enterprises. The card combines speed and security and is the most suitable product to guide your business in a dynamic direction.
Take advantage of the card for business customers and increase the capabilities of your company.
Business Credit provides detailed information on the management of corporate finance, minimizing bureaucratic operations, gives more control and reduces administration costs of each payment.
Now credit cards Visa Business Credit are offered under promotional conditions!
Credit limit
From 1000 BGN to 50,000 BGN
Minimum repayment amount
3% of the approved credit limit.
Grace period
Up to 45 days for purchases on POS terminal.
Upon full repayment of the total amount due by the 15th of the month you do not owe interest on funds used for purchases.
Due date
From 1st to 15th of the month
Coverage
International
Preferential and special programmes
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Free Insurance
-
Automatic and free of charge service enabled Secure payments on the Internet
Functionality
Chip and magnetic stripe
Currency
BGN, EUR and USD
Credit limit validity
2 years
Card validity
4 years
Time limit for issuing
5 working days for standard
within 48 hours for express
Additional card
With the possibility to issue additional credit card at the same preferential interest rate.
Liabilities repayment
No need to repay fully the used credit limit. You have the opportunity to pay only a minimum fixed amount every month through various channels.
- Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
- Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
- Installments at ATM - with cash deposit to a credit card account
- At cashier in the bank branch to a credit card account
24/7 customer service center
In emergency situations or when you need to check your card balance
Statements and notifications
- Free of charge monthly statement of account via e-mail
- Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards
Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.
|
Parameters |
Value |
|
|---|---|---|
|
Issuing |
No fee |
|
|
Express issuing/re-issuing |
40 EUR |
|
|
Re-issuing after on the expiry date |
No fee |
|
|
Re-issuing before the expiry date |
10 EUR |
|
|
Promo Annual service fee of a main card |
No fee for the first year, 50 BGN afterwards |
|
|
Annual service fee of the additional card |
35 EUR |
|
|
Change of the card parameters |
5 EUR |
|
|
Additional card |
Yes |
|
|
Benefits and package programmes |
Free of charge insurance Automatically enrolled for Virtual PIN |
|
|
Parameters |
Value |
|---|---|
|
Payment in merchant outlets in the country and abroad |
No fee |
|
Payment of goods and services in the Internet |
No fee |
|
Cash withdrawals at ATM: |
|
|
of the bank |
1,50% + 1.50 EUR |
|
of other banks in Bulgaria |
2,50% + 4 EUR |
|
abroad |
3% + 4 EUR |
|
Balance inquiry at ATM |
0.50 BGN |
|
Transactions in ePay.bg/B-pay systems |
No fee |
|
Cash withdrawals at POS terminal: |
|
|
in a branch of the bank |
1% + 3 EUR |
|
of other banks in Bulgaria |
2,50% + 4 EUR |
|
abroad |
3% + 4 EUR |
|
Parameters |
Value |
|---|---|
|
Payment at POS terminal at merchant outlets |
8 000 BGN for 1 transaction 26 000 BGN for 24 hours 36 000 BGN for 7 days |
|
Cash withdrawals at ATM and POS terminal at a bank branch in Bulgaria |
2 000 BGN for 1 transaction 4 000 BGN for 24 hours 14 000 BGN for 7 days |
|
Cash withdrawals at ATM and POS terminal at a bank branch abroad |
1 000 BGN for 1 transaction 4 000 BGN for 24 hours 14 000 BGN for 7 days |
|
Total payments within a period |
80 for 24 hours 140 for 7 days |
Card activation
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
- Booking and rental services - cars or airline tickets and hotels.
- Cash withdrawals at ATM and POS terminal in any bank branch.
- PIN change and information on the last five transactions.
- Payment of products and services in Internet.
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
- Account balance at ATMs in Bulgaria and abroad.
- Send or receive Cash M transfer instantly on every ATM of the bank.
How to Apply
Required documents and terms
- Client’s ID card
- Foreigners should a resident permit for Bulgaria
- Application form for credit card when visiting UniCredit Bulbank branches
Security Tips
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
Secure Payments on the Internet
Secure payments on the Internet by Virtual PIN. Confirmation of payments at merchants participating in the MasterCard SecureCode and Verified by Visa.
SMS Notification
Receive information about payments, withdrawals and balances on your bank card via SMS.
Infodirect
Infodirect is a convenient information service that tracks every movement on your account and you receive short SMS or e-mail messages.
Bank Card Insurances
Insure your debit or credit card, and items you carry with it against unforeseen events.
Other Card Offers
Credit Card VISA Business Credit
Credit card VISA Business Credit combines speed and security, thus offering a practical solution for small and medium enterprises.
Debit card VISA Business Electron
International debit card VISA Business Electron has contactless functionality and is intended for all kinds of payments of small and medium enterprises.