Credit Card VISA Business Credit
- Control over operational payments You have constant access to resources and optimize your document turnover.
- Significantly facilitated process of accounting in the company.
- Preferential access to the business lounge Preslav and Pliska of Terminal 2 of Sofia Airport.
- Card digitalization possibility to add the card in Apple Wallet and Digital Wallet for Android.
- Free of charge Insurance "Assistance in travelling and accident".
Credit Card VISA Business Credit
Features and Fees
Credit Card Visa Business Credit is a practical solution for small and medium enterprises. The card combines speed and security and is the most suitable product to guide your business in a dynamic direction.
Take advantage of the card for business customers and increase the capabilities of your company.
Business Credit provides detailed information on the management of corporate finance, minimizing bureaucratic operations, gives more control and reduces administration costs of each payment.
Now credit cards Visa Business Credit are offered under promotional conditions!
Credit limit
IconFrom 1000 BGN to 50,000 BGN
Currency
IconBGN, EUR
Time limit for issuing
Icon5 working days for standard
within 48 hours for express
Credit limit validity
Icon2 years
Card validity
Icon4 years
Minimum repayment amount
Icon3% of the approved credit limit.
Grace period
IconUp to 45 days for purchases on POS terminal.
Upon full repayment of the total amount due by the 15th of the month you do not owe interest on funds used for purchases.
Due date
IconFrom 1st to 15th of the month
Coverage
IconInternational
Additional card
IconWith a possibility
Functionality
IconChip, magnetic stripe and contactless functionality.
Liabilities repayment
IconNo need to repay fully the used credit limit. You have the opportunity to pay only a minimum fixed amount every month through various channels.
- Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
- Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
- Installments at ATM - with cash deposit to a credit card account
- At cashier in the bank branch to a credit card account
24/7 customer service center
IconIn emergency situations or when you need to check your card balance
Statements and notifications
Icon- Free of charge monthly statement of account via e-mail
- Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards
Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.
Card activation
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
- Booking and rental services - cars or airline tickets and hotels.
- Cash withdrawals at ATM and POS terminal in any bank branch.
- PIN change and information on the last five transactions.
- Payment of products and services in Internet.
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
- Account balance at ATMs in Bulgaria and abroad.
- Send or receive Cash M transfer instantly on every ATM of the bank.
How to Apply
Required documents and terms
- Client’s ID card
- Foreigners should a resident permit for Bulgaria
- Application form for credit card when visiting UniCredit Bulbank branches
Security Tips
Take care of your financial security by following a few simple rules when using your card.
Additional Card Services
Secure Payments on the Internet
Secure payments on the Internet by Virtual PIN. Confirmation of payments at merchants participating in the MasterCard SecureCode and Verified by Visa.
SMS Notification
Receive information about payments, withdrawals and balances on your bank card via SMS.
Infodirect
Infodirect is a convenient information service that tracks every movement on your account and you receive short SMS or e-mail messages.
Bank Card Insurances
Insure your debit or credit card, and items you carry with it against unforeseen events.
Other Card Offers
Credit Card VISA Business Credit
Credit card VISA Business Credit combines speed and security, thus offering a practical solution for small and medium enterprises.