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Debit card VISA Business Leader

  • Control of the operational payments and permanent access to the funds.
  • Opportunity to issue additional card and determining its limit.
  • Facilitate the process of accounting in the company.
  • You pay contactlessly for all kinds of everyday costs of small and medium business.
  • Guarantee upon bookings car rental, airline tickets, hotels, as well as purchases of goods and services on the Internet.
Debit card VISA Business Leader
Learn more

Debit card VISA Business Leader

Features and Fees

Increase the opportunities of your company. With international debit card VISA Business Leader the control of the operational costs is in your hands.

The card has contactless functionality and is designed for any type of daily expenses of small and medium business.

You have an updated and accurate information related to business travel, purchases made and services. You pay with a single tap in all outlets marked with the logo for contactless payments. You have the opportunity to issue additional cards to company employees for the purpose of traceability of costs and account movement.

Card digitization








Contactless functionality, chip and magnetic stripe




Validity of the card


6 years

Time limit for issuing

  • 5 working days for standard
  • within 48 hours for express

Additional card


Yes, as per tariff. Choose which employees to use such a card, as well as what limit to dispose.

24/7 Customer Service Centre


In emergency situations or when you need to check your card balance

Bank card delivery


To an address in Bulgaria

Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.

Tariffs and General Terms

Issuance and service




No fee

Express issuing/re-issuing

10 лева

Re-issuing after on the expiry date

No fee

Re-issuing before the expiry date

15 BGN

Annual service fee of a main card 20 BGN

Annual service fee of the additional card

10 BGN

Change of the card parameters


Additional card


Transaction fees and limits



Payment in merchant outlets in the country and abroad

0.20 BGN

Payment of goods and services in the Internet

No fee

Withdrawing cash from ATM:

of the bank

0.30 BGN

another bank in Bulgaria

1.50 BGN

abroad at ATMs of banks from UniCredit Group

0.30 BGN


3 EUR + 1%

Balance check at ATM in Bulgaria

0.20 BGN

Transactions systems

0.20 BGN

Cash withdrawal at POS terminal:

in bank branch


another bank in Bulgaria

4 BGN + 1%


3 EUR + 1%


Transaction limits



Payment at POS terminal at merchant outlets

9 000 BGN for 1 transaction

9 000 BGN for 24 hours

20 000 BGN for 7 days

Cash withdrawals from ATM and on POS at bank branch in Bulgaria

4 000 BGN for 1 transaction

6 000 BGN for 24 hours 

15 000 BGN for 7 days

Cash withdrawals from ATM and on POS at bank branch abroad

2 000 BGN for 1 transaction

2 000 BGN for 24 hours

10 000 BGN for 7 days

Total payments for the period

40 for 24 hours

100 for 7 days

Card activation

The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.


*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!

Application of the Card

  • Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 100 in merchant outlets in the country marked with the contactless payment symbol.
  • Booking and rental services - cars or airline tickets and hotels.
  • Payment of products and services in Internet.
  • Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
  • PIN change and information on the last five transactions on ATMs in Bulgaria.
  • Account balance at ATMs in Bulgaria and abroad.
  • Send or receive Cash M transfer instantly on every ATM of the bank.
  • In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO). For example, in Europe the average payment limit below which no PIN is required is EUR 50.

Find out how the contactless payment works

If the terminal is marked with the typical symbol you can use your card to make contactless payments as follows:

  1. You see the amount on the display of the POS terminal You see the amount on the display of the POS terminal
  2. Place the card close to the POS terminal symbol. Place the card close to the POS terminal symbol.
  3. The terminal gives an audible and light signal, notifying that the transaction is completed. The terminal gives an audible and light signal, notifying that the transaction is completed.

How to apply

Required documents and terms

  • Client’s ID card
  • Copy of the identification documents of persons who will dispose with funds on the card account
  • Foreigners represent residence permit in Bulgaria
  • Court decision for company registration
  • Certificate of good standing of the company
  • Certificate for BULSTAT registration
  • VAT registration
  • Copy of the founding act of the person
  • Specimen signatures of the persons entitled to dispose with funds on the card account on behalf of its holder
  • Copy of the acts authorizing persons with rights of disposal on the account, certified with original signatures of the persons representing the holder
  • Permits and licenses to conduct business, if the activity of the entity is subject to permitting and / or licensing
  • Application form for issuing a business debit card

Apply for your VISA Business Electron

Prepare the necessary documents and apply for your card in any bank branch.

Security Tips

Take care of your financial security by following a few simple rules when using your card.

Additional Card Services

Other Card Offers