Debit Visa Youngsters
- Debit Visa Youngsters Main Card For youngsters at the age of 18-25
- Fast and easy contactless payment Of everyday purchases
- An option to manage the card Via Bulbank Mobile
- Automatic participation in the PLUS Programme You accumulate and use points when you pay by card in our partnership network
Debit Visa Youngsters
Characteristics and fees
Debit Visa Youngsters is an international debit card with contactless functionality and special design ensuring secure access to your funds.
Specific characteristics of the product
Icon- Lower monthly account service fee
- No limitations of transactions within the funds available on the account
Suitable for
IconYoungsters at the age of 18-25
Coverage
IconInternational
Functionality
IconChip, magnetic stripe and contactless functionality
Currency
IconBGN, EUR, USD
Validity of the card
Icon4 years, without an option for automatic re-issuance following the expiry of the card validity term
Time limit for issuing
Icon- Standard - 5 business days
- Express - up to 48 hours
Blocking/ Activation
IconYou manage the status of your card free-of-charge via Bulbank Mobile using the blocking and activation functions
24/7 Customer Service Centre
IconIn case of an accident or if you need to check the card balance
Preferential conditions and special programmes
IconPLUS Programme
Please, read the entire list of parameters of the card under the Tariff and the General Terms and Conditions for opening, servicing and closing bank accounts of individuals and for providing payment services and instruments.
|
Parameters |
Amount |
|---|---|
|
Issuing |
No fee |
|
Express issuing/re-issuing |
BGN 10 |
|
Current account opening |
BGN 2 |
|
Re-issuing following expiry of the validity term |
BGN 5 |
|
Monthly fee for card servicing |
No fee |
|
Monthly fee for account maintenance and servicing |
BGN 0.50 |
|
Change of card parameters |
BGN 5 |
|
Preferential conditions and package programmes |
|
Parameters |
Amount |
|---|---|
|
Payment in merchant outlets in Bulgaria and abroad |
No fee |
|
Cash withdrawal at an ATM: |
|
|
of the bank in Bulgaria and UniCredit Group abroad |
0,16% min. 0.30 BGN |
|
of another bank in Bulgaria and non-UniCredit Group banks abroad |
0,20% min. 1,50 BGN |
| Balance inquiry at ATM in Bulgaria | 1 BGN |
| Transactions in ePay.bg/B-pay system | 0,50 BGN |
Upon performing a bank card transaction on a real or virtual device abroad in a currency different from the currency of the card account, the transaction amount shall be converted in an amount for sending the financial output of the executed transaction from the Acquiring Bank of the merchant that has accepted the payment to the Card Issuing Bank at the exchange rate of the International Card Organization (ICO), VISA or Mastercard applied on the day of sending. UniCredit Bulbank AD shall book the transaction on the Client’s account where the sent amount debiting the Client’s account shall be converted in an amount in the currency of the account at the respective buy/sell exchange rate of UniCredit Bulbank AD applied on the day of booking the transaction (which may be different from the day of sending the payment). The currency of the amount of the sent payment transaction is USD (for payments made in US dollars) and EUR (for all other payments). UniCredit Bulbank AD does not apply any additional fees in case of revaluation of the bank card transactions.
|
Parameters |
Amount |
|---|---|
|
Payment at POS terminals at merchant outlets |
BGN 9,000 per transaction BGN 9,000 per 24 hours BGN 20,000 per 7 days |
|
Cash withdrawal at an ATM in Bulgaria |
BGN 4,000 per transaction BGN 6,000 per 24 hours BGN 15,000 per 7 days |
|
Cash withdrawal at an ATM abroad |
BGN 2,000 per transaction BGN 4,000 per 24 hours BGN 10,000 per 7 days |
|
Total number of payments per period |
20 per 24 hours 80 per 7 days |
Issuing of the card
Required documents:
- Application for issuing of a debit card for individuals
- ID card
Apply for your Debit Visa Youngsters in any bank branch
Application of the card and specific characteristics
The debit card is accepted in more than 32 million merchant outlets throughout the world and by more than 1.9 million ATMs - wherever Mastercard is accepted.
Your Debit Visa Youngsters enables you to:
- Withdraw cash at an ATM or a POS terminal in a bank branch
- Make contactless payments - fast, easy and secure, with one motion, without entering a PIN code for purchases in the amount of up to BGN 50 in merchant outlets in Bulgaria with the contactless payments symbol.
- Pay for goods and services at POS terminals in merchant outlets in Bulgaria and abroad;
- Collect and pay with points for purchases at merchant outlets in the PLUS Programme;
- Pay for various goods and services on the Internet;
- Use the card for renting cars, booking plane tickets and hotels rooms.
- Pay monthly bills for electricity, heating, phone and other services on the Internet via the ePay.bg system.
- Pay the bills and for services at ATMs in Bulgaria via the B-Pay system.
- Change the PIN code, check the cash available on account and the last five transactions at ATMs in Bulgaria only.
- Cash M Transfer – you can order or receive a transfer instantly at any ATM of the bank.
How does contactless payment work?
You can use your card contactlessly, if there is the characteristic symbol on the terminal, following these steps:
-
See the amount on the POS terminal display.
-
Tap your card to the symbol on the POS terminal.
-
The terminal makes sound and light signals and the transaction is complete.
In case of contactless payments abroad, the value of the payment below which the entry of a PIN code is not required is different and is defined by the Bank servicing the terminal and the international card organizations (ICO).
For example, the average limit for payment without entering a PIN code in Europe is EUR 25.
Card activation
The process of card activation is now much faster and easier. After you receive your bank card you can activate it by changing your initial PIN code at an ATM of UniCredit Bulbank AD or at any other ATMs with the Borica AD* logo.
* The card activation and the change of PIN code is possible only at ATMs in Bulgaria!
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