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Credit Card VISA Business Credit

  • Control over operational payments You have constant access to resources and optimize your document turnover.
  • Significantly facilitated process of accounting in the company.
  • Preferential access to the business lounge “Aspire” at Sofia airport and to the „Vienna“ and „Sky“ at Vienna airport
  • Card digitization possibility to add the card in Apple Wallet and Digital Wallet for Android.
  • Free of charge Insurance "Assistance in travelling and accident"
Credit Card VISA Business Credit
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Credit Card VISA Business Credit

Features and Fees

Credit Card Visa Business Credit is a practical solution for small and medium enterprises. The card combines speed and security and is the most suitable product to guide your business in a dynamic direction.

Take advantage of the card for business customers and increase the capabilities of your company. 

Business Credit provides detailed information on the management of corporate finance, minimizing bureaucratic operations, gives more control and reduces administration costs of each payment.

Now credit cards Visa Business Credit are offered under promotional conditions!

Credit limit


From 1000 BGN to 50,000 BGN




Time limit for issuing


5 working days for standard

within 48 hours for express

Credit limit validity


2 years

Card validity


4 years

Minimum repayment amount


3% of the approved credit limit.

Grace period


Up to 45 days for purchases on POS terminal.

Upon full repayment of the total amount due by the 15th of the month you do not owe interest on funds used for purchases.

Due date


From 1st to 15th of the month




Additional card


With the possibility to issue additional credit card



Chip, magnetic stripe and contactless functionality.

Liabilities repayment


No need to repay fully the used credit limit. You have the opportunity to pay only a minimum fixed amount every month through various channels.

  • Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
  • Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
  • Installments at ATM - with cash deposit to a credit card account
  • At cashier in the bank branch to a credit card account

24/7 customer service center


In emergency situations or when you need to check your card balance

Statements and notifications

  • Free of charge monthly statement of account via e-mail
  • Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards

Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.

Card activation

The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.


*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!

Application of the Card

  • Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 100 in merchant outlets in the country marked with the contactless payment symbol.
  • Booking and rental services - cars or airline tickets and hotels.
  • Cash withdrawals at ATM and POS terminal in any bank branch.
  • Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
  • Account balance at ATMs in Bulgaria and abroad.
  • PIN change and information on the last five transactions.
  • Payment of products and services in Internet.
  • In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO). For example, in Europe the average payment limit below which no PIN is required is EUR 50.

How to Apply

Required documents and terms

  • Client’s ID card
  • Foreigners should a resident permit for Bulgaria
  • Application form for credit card when visiting UniCredit Bulbank branches 

Apply for your VISA Business Credit

In branch of the bank

Apply for the card in any bank branch.

Security Tips

Take care of your financial security by following a few simple rules when using your card.

Additional Card Services

Other Card Offers