Credit Card VISA Business Credit
Features and Fees
Credit Card Visa Business Credit is a practical solution for small and medium enterprises. The card combines speed and security and is the most suitable product to guide your business in a dynamic direction.
Take advantage of the card for business customers and increase the capabilities of your company.
Business Credit provides detailed information on the management of corporate finance, minimizing bureaucratic operations, gives more control and reduces administration costs of each payment.
Now credit cards Visa Business Credit are offered under promotional conditions!
From 1000 BGN to 50,000 BGN
Time limit for issuingIcon
5 working days for standard
within 48 hours for express
Credit limit validityIcon
Minimum repayment amountIcon
3% of the approved credit limit.
Up to 45 days for purchases on POS terminal.
Upon full repayment of the total amount due by the 15th of the month you do not owe interest on funds used for purchases.
From 1st to 15th of the month
With the possibility to issue additional credit card at the same preferential interest rate.
Chip, magnetic stripe and contactless functionality.
No need to repay fully the used credit limit. You have the opportunity to pay only a minimum fixed amount every month through various channels.
- Direct debit - automatic repayment of a minimum repayment amount and all credit card liabilities from other bank accounts
- Mobile or online banking - repayment of a minimum repayment amount or larger amounts directly to the card account
- Installments at ATM - with cash deposit to a credit card account
- At cashier in the bank branch to a credit card account
24/7 customer service centerIcon
In emergency situations or when you need to check your card balance
Statements and notificationsIcon
- Free of charge monthly statement of account via e-mail
- Free of charge SMS reminder and e-mail 5 days prior to the date of the amount due and 3 days afterwards
Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.
The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.
*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!
Application of the Card
- Contactless payments – quick, easy and secure payment with only one move without a requirement to enter PIN for card purchases up to BGN 100 in merchant outlets in the country marked with the contactless payment symbol.
- Booking and rental services - cars or airline tickets and hotels.
- Cash withdrawals at ATM and POS terminal in any bank branch.
- Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
- Account balance at ATMs in Bulgaria and abroad.
- Send or receive Cash M transfer instantly on every ATM of the bank.
- PIN change and information on the last five transactions.
- Payment of products and services in Internet.
- In case of contactless payments abroad the payment amount below which PIN is not required is different and is determined by the Bank which services the terminal and by the international card organisations (ICO). For example, in Europe the average payment limit below which no PIN is required is EUR 50.
How to Apply
Required documents and terms
- Client’s ID card
- Foreigners should a resident permit for Bulgaria
- Application form for credit card when visiting UniCredit Bulbank branches
Apply for your VISA Business Credit
In branch of the bank
Apply for the card in any bank branch.
Take care of your financial security by following a few simple rules when using your card.