• 10/31/2025
  • in force of 01/01/2026
  • Tariff, Accounts, Electronic Services, Cards, General terms, Client information

Notification of changes in the General Terms and Conditions for Bank Accounts, Bank Cards for Individuals; services "Bulbank Online" and "Bulbank Mobile" and in the Tariff of fees and commissions for individuals - in force as of 01.01.2026

Dear customers,

We would like to inform you that on 01.01.2026 UniCredit Bulbank AD is introducing changes, including amendments in connection with the adoption of the euro as the official currency in the Republic of Bulgaria, in the following documents:

  • 06/23/2025
  • in force of 06/23/2025
  • Accounts

Notification of changes in the General Terms and Conditions for Opening, Servicing and Closing Bank Accounts of Individuals and for Providing Payment Services and Instruments - in force as of 23.06.2025

Dear customers,

We would like to inform you that on 18.08.2025 changes in the General Terms and Conditions of UniCredit Bulbank АD for Opening, Servicing and Closing Bank Accounts of Individuals and for Providing Payment Services and Instruments. 

  • 06/13/2025
  • in force of 08/18/2025
  • Accounts

Notification of changes in the General Terms and Conditions for Opening, Servicing and Closing Bank Accounts of Individuals and for Providing Payment Services and Instruments - in force of 18.08.2025

Оn 18.08.2025 changes in the General Terms and Conditions of UniCredit Bulbank АD for Opening, Servicing and Closing Bank Accounts of Individuals and for Providing Payment Services and Instruments will take effect.

  • 10/16/2023
  • in force of 12/16/2023
  • Tariff, Accounts, Cards

Announcement for upcoming changes in Tariff for Individual clients - from 16.12.2023

Dear customers,
We inform you that as of 16.12.2023 UniCredit Bulbank AD introduces the following changes in the Tariff for fees and commissions for individuals:
1. Changes in Section I. ACCOUNTS:

  • 03/09/2023
  • in force of 03/10/2023
  • Accounts, Client information

Announcement for upcoming changes for accounts of Individual clients - 10.03.2023

In order to fulfill the Bank's legal obligation to maintain up-to-date and verified customer data, outgoing payment operations from joint accounts are temporarily limited until the joint account holders/their proxies appear at the Bank's office together.

  • 10/05/2022
  • in force of 12/06/2022
  • Accounts, General terms

Announcement for upcoming changes in GTC for opening, servicing and closing bank accounts of Individual clients - 06.12.2022

Dear clients,
We would like to inform you that on 06.12.2022 changes in General Terms and Conditions of UniCredit Bulbank АD for Opening, Servicing and Closing Bank Accounts of Individuals and for Providing Payment Services and Instruments will take effect.

  • 07/27/2022
  • in force of 08/01/2022
  • Tariff, Accounts, Deposits

Announcement for upcoming changes in Tariff for Legal entities and Individual clients - from 01.08.2022

Dear Clients,
We hereby inform you that as of 01.08.2022 the following changes coming into force in the Tariff for the Fees and Commissions for Legal Entities and Sole Traders (Tariff) and the Tariff for fees and commissions of Unicredit Bulbank AD applicable for individuals as follows:

  • 06/25/2021
  • in force of 08/25/2021
  • Accounts

Announcement for upcoming changes in GTC for opening, servicing and closing bank accounts of Individual clients - 25.08.2021

Changes concern Appendix 1 Time for execution of local and cross-border credit transfers at UniCredit Bulbank AD (from Monday to Friday) for the branches open on Saturday only the intrabank transfers are currently processed.

  • 12/29/2020
  • in force of 12/30/2020
  • Accounts

Announcement for upcoming changes in General terms and conditions in Accounts for Individual clients from 30.12.2020

As of 30.12.2020 changes to the GTC by Unicredit Bulbank for opening, servicing and closing bank accounts of individuals and for providing payment services and instruments will take effect.

  • 12/17/2020
  • in force of 01/01/2021
  • Tariff, Interest Bulletin, Accounts, Deposits, Electronic Services, Cards, General terms, Client information

Upcoming changes about Brexit - 01.01.2021

Dear Customers,

In connection with the withdrawal of the United Kingdom of Great Britain and Northern Ireland (United Kingdom) from the European Union (EU), we would like to inform you that аs of 1 January 2021 United Kingdom will be treated as third party country vis-à-vis the EU.

  • 11/30/2020
  • in force of 02/01/2021
  • Accounts

Announcement for upcomming changes in GTC of Accounts for Individual clients - 01.02.2021

On 01.02.2021 changes in GTC by Unicredit Bulbank АD for opening, servicing and closing bank accounts of individuals and for providing payment services and instruments will take effect.

  • 04/23/2020
  • in force of 06/24/2020
  • Accounts

Announcement for upcoming changes in GTC for opening, servicing and closing bank accounts of Individual clients - 24.06.2020

Main changes concerns SECTION I: BANK ACCOUNTS, SECTION II: UTILITY AND PERIODIC PAYMENTS  and SECTION III: PAYMENT SERVICES AND INSTRUMENTS.

  • 01/13/2020
  • in force of 03/13/2020
  • Accounts

Announcement for upcoming changes in GTC for opening, servicing and closing bank accounts of individuals - 13.03.2020

Main changes concerns SECTION I: BANK ACCOUNTS and SECTION VI: SETTLEMENT OF DISPUTES AND AMENDMENTS TO THE GENERAL TERMS AND CONDITIONS.

  • 12/10/2019
  • in force of 02/10/2020
  • Accounts

Announcement for upcoming changes in accounts for Multifactor Deposit - in force from 10.02.2020

From 10.02.2020 UniCredit Bulbank AD will discontinue to maintain accounts for Multifactor Deposit.

  • 12/01/2019
  • in force of 02/01/2020
  • Accounts

Unnouncement for upcoming changes to “Multifactor savings account” - in force from 01.02.2020

As of February 01 2020, the Bank will apply new interest rates on the existing “Multifactor savings accounts“.

  • 07/06/2018
  • in force of 09/06/2018
  • Accounts

Announcement for upcoming changes in General terms and conditions for opening, servicing and closing bank accounts of individuals and for providing payment services and instruments - 06.09.2018

Changes in the Payment Services and Payment Systems Acton, we informs you that as of September 06, 2018 changes in General terms and conditions for opening, servicing and closing bank accounts of individuals and for providing payment services and instruments.

  • 09/25/2017
  • in force of 11/24/2017
  • Accounts

Announcement for upcoming changes in the maintenance of savings account “More” for individuals

From 24.11.2017 UniCredit Bulbank AD will discontinue the maintenance of savings account “More” for individuals.

  • 04/01/2016
  • in force of 06/04/2016
  • Accounts

Upcoming changes in interest rates for saving accounts

On June 04, 2016 new interest rates which the Bank applies to individual customers’ savings and current accounts will enter into force.

  • 12/16/2015
  • in force of 02/22/2016
  • Accounts

Upcoming changes in interest percentage for saving accounts

On February 22, 2016 new interest rates which the Bank applies to individual customers’ savings and current accounts will enter into force.

  • 05/22/2014
  • in force of 07/22/2014
  • Accounts

Changes in the General terms and conditions for bank accounts of individuals and for providing payment services and instruments

On July 22, 2014 changes in General terms and conditions for opening, servicing and closing bank accounts of individuals and for providing payment services and instruments will take effect.

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