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Property Protection Insurance

Protect your property against natural disasters and vandalism at preferential rates by using the Property Protection Insurance created by ZAD Allianz Bulgaria particularly for the customers of UniCredit Bulbank.

  • Preferential rate
  • Quick and easy procedure for conclusion of the insurance and claims registration
  • No deductibles for all risks, including earthquake
  • No preliminary inspection of the property to be insured
  • Grace period for payment of any consecutive annual premium
  • Option to choose between insurance amount equal to the outstanding loan balance or market value
  • No need to sign a new policy every year

Property Protection Insurance

Riscks covered

  • Fire, lightning, explosion
  • Cost of cleaning debris as a result of an insured event.
  • Storm, hurricane, hail, heavy rain, flood and falling trees or branches

  • Landslide and rockslide
  • Earthquake
  • Damage resulting from plumbing, steam, sewage and heating installation accidents, as well as those resulting from accidents of sprinkler or fire extinguishing systems

  • Damage due to impact of a vehicle or an animal
  • Vandalism, including intentional explosion and intentional arson
  • Other


Object of insurance

  • Immovable property
  • Movable property if approved as collateral of the loan



This insurance is concluded for the term of the loan

Additional coverage


Burglary or attempted burglary of movable property only if such property is approved as loan collateral

Insurance amount and cost of insurance


This insurance is available at preferential rates. The insurance amount is determined at client’s choice and is equal to one of the following options:

  • Actual price of property
  • The total of all outstanding loan payments

How to conclude the insurance

The Property Protection Insurance can be concluded by any client of UniCredit Bulbank with a loan. To conclude the insurance please visit the closest branch of the bank.