Riscks covered
- Fire, lightning, explosion
- Cost of cleaning debris as a result of an insured event.
- Storm, hurricane, hail, heavy rain, flood and falling trees or branches
- Landslide and rockslide
- Earthquake
- Damage resulting from plumbing, steam, sewage and heating installation accidents, as well as those resulting from accidents of sprinkler or fire extinguishing systems
- Damage due to impact of a vehicle or an animal
- Vandalism, including intentional explosion and intentional arson
- Other
Characteristics
Object of insurance
- Immovable property
- Movable property if approved as collateral of the loan
Term
This insurance is concluded for the term of the loan
Additional coverage
Burglary or attempted burglary of movable property only if such property is approved as loan collateral
Insurance amount and cost of insurance
This insurance is available at preferential rates. The insurance amount is determined at client’s choice and is equal to one of the following options:
- Actual price of property
- The total of all outstanding loan payments