Green solutions for the small business
Advantages
- Preferential pricing
- Investment term of up to 10 years/120 months
- The amount of provided funds is up to 90% of the installed capacity /own contribution - at least 10% of the investment amount
- An option for a grace period of up to 12 months
- Repayment method (credit installment) - in line with the seasonal nature of revenues from the activity
- Reduced collateral requirements, an option for guarantee instruments
Who is it suitable for?
Production enterprises or businesses registered in Bulgaria, with significant electricity consumption, looking for optimization of their costs by installing a photovoltaic solar installation for their own use of electricity.
Why a photovoltaic power station?
- Forecastable costs for electricity
- A competitive price of the system which justifies the long-term investment (return in 5 to 8 years)
- Simple construction and long life of the system
- Consumption flexibility - consumption of the entire generated power or sale of the excess power to an energy distribution company.
- A single investment with return in the range of 8-20%.
FAQ
Does the bank offer VAT funding along with the investment that is financed by means of a Green loan?
Yes, UniCredit Bulbank AD offers its clients working capital loans for financing of VAT of the investment.
Yes, it is possible to use a guarantee instrument to additionally secure the loan. Please, contact your banker at UniCredit Bulbank or ask us about available guarantee schemes using the contact form.
Yes, it is. Green investment loans are granted for construction of a photovoltaic power station on the grounds of a concluded agreement together with an electricity distribution company.
UniCredit Bulbank AD finances both the purchase of photovoltaic panels and the necessary equipment, e.g. inverter, back-up power supply, etc. A private photovoltaic station is extremely useful for power supply of facilities consuming power from the grid mainly in the day, leading to reduction of energy costs. The consumers are usually small and medium-sized industrial buildings with consumption mainly during the day.
Contacts
Request a meeting with an expert
Fill in the form and an expert will contact you to provide you with further information regarding the investment loan for purchase.
Advantages
- No limit in terms of loan amount
- An individual repayment plan with an included grace period in accordance with your activity
- Issuing of a certificate for pre-approval of the loan
- Without presenting a business plan for loans up to BGN 150,000
- Independent professional expertise for the effect from the planned investment
What Can it be Used for?
- Buy or renovate production enterprises, offices, shops, warehouses and other real estates
- Buy machines, equipment, furniture
- Buy software, systems for management and other
- Financing of green projects - solar panels on rooftops of office/production buildings, heating systems, etc.
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Credit Certificate
Commitment by the bank to finance your planned investments. Freedom to choose a suitable asset and fulfill your intentions for business development.