Debit card Visa Business Debit

Features and Fees

Visa Business Debit is an international debit card with which control on operating costs is in your hands. The card is designed for all kinds of everyday payments of small and medium businesses - especially for those who want to monitor and control in detail costs.

You have accurate and updated information related to business trips, purchases and services. Bank provides an opportunity to issue additional cards to employees in the firm to track costs and account movement.

Coverage

International

Functionality

Chip and magnetic stripe

Currency

BGN, EUR, USD

Validity of the card

5 years

Time limit for issuing

5 working days for standard
within 48 hours for express

Additional card

Yes, as per tariff. Choose which employees to use such a card, as well as what limit to dispose.

Preferential and special programmes

Opportunity to participate in games with prizes
Free Insurance "Assistance in travelling and accident for bank cards' owners" from Generali Insurance
Automatic and free of charge service enabled Secure payments on the Internet

Statements and notifications

Monthly statement with all transactions
Additional subscribing to the SMS notifications when using the card

Terms and fees for issuing and service

Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.

Tariffs and General Terms

Issuance and service
Parameters	Value
Issuing	No fee
Express issuing/re-issuing	40 EUR
Re-issuing after on the expiry date	No fee
Re-issuing before the expiry date	10 EUR
Annual service fee of a main card	50 EUR
Annual service fee of the additional card	35 EUR
Change of the card parameters	5 EUR
Additional card	Yes
Benefits and package programmes	Free of charge insurance Automatically enrolled for Virtual PIN

Transaction fees and limits

Transaction charges and fees
Parameters	Value
Payment in merchant outlets in the country and abroad	No fee
Payment of goods and services in the Internet	No fee
Cash withdrawals at ATM:
of the bank	No fee
of other banks in Bulgaria	1% + 34 EUR
abroad at ATMs of banks from UniCredit Group	No fee
abroad	2,5% + 3.5 EUR
Balance inquiry at ATM	0,20 BGN
Transactions in ePay.bg/B-pay systems	No fee
Cash withdrawals at POS terminal:
in a branch of the bank	1% + 3 EUR
of other banks in Bulgaria	2% + 3 EUR
abroad	2,5% + 3.5 EUR

Transaction limits
Parameters	Value
Payment at POS terminal at merchant outlets	8 000 BGN for 1 transaction 26 000 BGN for 24 hours 36 000 BGN for 7 days
Cash withdrawals at ATM and POS terminal at a bank branch in Bulgaria	2 000 BGN for 1 transaction 4 000 BGN for 24 hours 14 000 BGN for 7 days
Cash withdrawals at ATM and POS terminal at a bank branch abroad	1 000 BGN for 1 transaction 4 000 BGN for 24 hours 14 000 BGN for 7 days
Total payments within a period	80 for 24 hours 140 for 7 days

Card activation

The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.

LEARN MORE

*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!

Application of the Card

Booking and rental services - cars or airline tickets and hotels.
Cash withdrawals at ATM and POS terminal in any bank branch.
PIN change and information on the last five transactions.
Payment of products and services in Internet.

Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
Account balance at ATMs in Bulgaria and abroad.
Send or receive Cash M transfer instantly on every ATM of the bank.