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Bulbank, HVB Bank Biochim and Hebros Bank Exchange Managers

In order to facilitate the process of integration of Bulbank, HVB Bank Biochim and Hebros Bank, part of UniCredit Group in Bulgaria, the Supervisory Boards of the three Banks took decisions for changes in the composition and responsibilities of the Management Boards of the three institutions

Bulbank and UniCredit Clarima Banca signed a Joint Venture agreement to establish Clarima Bulgaria

Bulbank and UniCredit Clarima Banca signed a Joint Venture agreement to establish Clarima Bulgaria, financial institution specialised in consumer lending products.

Integration of Bulbank, HVB Bank Biochim and Hebros Bank Planned

UniCredit and Bank Austria Creditanstalt, a member of UniCredit Group, are planning an integration of their Bulgarian subsidiaries Bulbank, HVB Bank Biochim and Hebros Bank.

The rating agency Standard and Poor’s revised and upgraded Bulbank

The rating agency Standard and Poor’s revised and upgraded Bulbank from stable to positive outlook.

Standard & Poor's raises the long- and short- term counterparty credit and certificate deposit ratings of Bulbank

The ratings of Bulbank reflect its solid position in the Bulgarian banking system, strong capitalization and funding, good profitability, as well as the strong support from its parent - UniCredit, Standard & Poor's announces.

Changes in Bulbank Management Board, Mr. Andrea Casini will replacing Mr. Alessandro Decio

The appointment of Mr. Casini is to be effective as per the receipt of all necessary permissions by the relevant regulatory bodies. Mr. Decio will be Project manager, coordinating the merger between the Group and HVB in the Head Office of the Group in Milan.

Unicredit and HVB Join Forces to Create the First Truly European Bank

Leading position in the wealthiest regions and fastest growing markets in Europe The combination will be effected through a 5:1 exchange offer to HVB shareholders

The rating agency Standard and Poor’s revised and upgraded today Bulbank

The rating agency Standard and Poor’s revised and upgraded today Bulbank from stable to positive outlook. The rating of the Bank is confirmed at BBB - / A-3, equal to the sovereign rating of Bulgaria, as a result Bulbank remains the best rated institution in the country.

UniCredit Finals Yapi Kredi Purchase Agreement

Koç Financial Services A.Ş signed on May 8 agreement with ÇUKUROVA for acquisition of 57.42% of Yapi Kredi

Bulbank Appoints Lubomir Punchev to Replace Retired Kiril Stefanov as Management Board Member

Mr. Stefanov retired at the end of 2004 after nearly 40 years of successful career in Bulbank, starting from entry-level position and finally heading the Credit Division providing invaluable contribution to the development of Bulbank.