What Does the Product Represent?

Guarantee Programme between UniCredit Bulbank AD, UniCredit Leasing and the European Investment Fund for enhancing ccess to  finance for Micro-, Small- and Medium-Sized Enterprises (SME), aiming to revitalise blocked lending channels during and in the aftermath of the COVID-19 crisis.     

 

Advantages

  • Easier access to financing
  • Quick approval procedure
  • Relieved collateral requirements
  • Eligible for financing are all SME's as well as borrowers with business history less than 12 months, according to the Internal Crediting Rules of UCB.

Characteristics

Eligible products:

Investment limit;  Working capital limit with repayment schedule; Revolving credit line, Credit limit for issuing bank guarantees, Finanse lease

  • Minimum credit line maturity: 12 months
  • Inclusion period : till 28.12.2026
  •  Guarantee Coverage Period:  28.12.2038
  • Credit currency – BGN, EUR
  • Guarantee percentage 50%

Purpose

Eligible companies: 

  • Micro-, Small- and Medium-Sized Enterprises (with up to 249 employees) 

Applying For

Get in contact with your servicing banker/expert at UniCredit Bulbank and UniCredit Leasing or submit an application under the contact format.

This finansing is funded by the European Union – NextGenerationEU with the financial backing of Bulgaria under the InvestEU Member State Compartment for Bulgaria.

Questions and Answers

Get in contact with your servicing banker with UniCredit Bulbank or submit a request under the form of contact.

All activities prohibited by EU - illegible economic activities, including cloning of people aiming at reproduction; production and trade with tobacco and alcoholic beverages and their derivative products; manufacturing and trade with any kinds of weapon and munitions; internet gambling, online casinos or pornography; cloning of people for research or therapeutic purposes; genetically modified organisms (GMO), etc.

Refinancing is not eligible; the credit is not eligible to finance second-hand asset purchases.                             

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