Debit card Mastercard Business Debit

  • Control over operational payments You have constant access to resources and optimize your document turnover.
  • Significantly facilitated process of accounting in the company.
  • Opportunity to issue additional cards per employee and determining its limit.
  • Guarantee for bookings car rental, airline tickets, hotels, as well as purchases of goods and services on the Internet.
Debit card Mastercard Business Debit
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Features and Fees

Mastercard Business is an international debit card by which the control on the operating costs is in your hands. The card is designed for all kinds of everyday payments of small and medium businesses - especially for those who want to monitor and control in detail their costs.

You have accurate and updated information related to business travel, purchases and services. Bank provides an opportunity to issue additional cards to employees in the firm to track the costs and account movement.




Chip and magnetic stripe



Validity of the card

5 years

Time limit for issuing

  • 5 working days for standard

  • within 48 hours for express

Additional card

Yes, as per tariff. Choose which employees to use such a card, as well as what limit to dispose.

Preferential and special programmes

  • Opportunity to participate in games with prizes
  • Free Insurance "Assistance in travelling and accident"
  • Automatic and free of charge service enabled Secure payments on the Internet

Statements and notifications

  • Monthly statement with all transactions
  • Additional subscribing to the SMS notifications when using the card

Review the full list of the card parameters determined pursuant to the Tariff and the General terms and conditions for bank cards and for provision services via bank card as an online paument tool.

Tariffs and General Terms

Issuance and service




No fee

Express issuing/re-issuing

40 EUR

Re-issuing after on the expiry date

No fee

Re-issuing before the expiry date

10 EUR

Annual service fee of a main card 50 EUR

Annual service fee of the additional card

35 EUR

Change of the card parameters


Additional card


Benefits and package programmes

Free of charge insurance

Automatically enrolled for Virtual PIN

Transaction charges and fees



Payment in merchant outlets in the country and abroad

No fee

Payment of goods and services in the Internet

No fee

Withdrawing cash from ATM:

of the bank

No fee

another bank in Bulgaria

1% + 3.50 EUR

abroad at ATMs of banks from UniCredit Group

No fee


2,50% + 3.50 EUR

Balance check at ATM in Bulgaria

0.20 BGN

Transactions systems

No fee

Cash withdrawal at POS terminal:

in bank branch

1% + 3 EUR

another bank in Bulgaria

2% + 3.50 EUR


2,50% + 3.50 EUR


Transaction limits



Payment at POS terminal at merchant outlets

8 000 BGN for 1 transaction

26 000 BGN for 24 hours

36 000 BGN for 7 days

Cash withdrawals from ATM and on POS at bank branch in Bulgaria

2 000 BGN for 1 transaction

4 000 BGN for 24 hours

14 000 BGN for 7 days

Cash withdrawals from ATM and on POS at bank branch abroad

1 000 BGN for 1 transaction

4 000 BGN for 24 hours

14 000 BGN for 7 days

Total payments for the period

80 for 24 hours

140 for 7 days

Card activation

The card activation process is now much faster and easier. Once you have your bank card, you can activate it yourself by changing your original PIN at UniCredit Bulbank’s ATM or all other ATMs with the logo of BORICA AD*.


*Activation of a card and change of PIN code is possible only at ATMs in Bulgaria!

Application of the Card

  • Booking and rental services - cars or airline tickets and hotels.
  • Cash withdrawals at ATM and POS terminal in any bank branch.
  • PIN change and information on the last five transactions.
  • Payment of products and services in Internet.
  • Payment of bills and services from an ATM in Bulgaria through the B-Pay system.
  • Account balance at ATMs in Bulgaria and abroad.
  • Send or receive Cash M transfer instantly on every ATM of the bank.

How to apply

Required documents and terms

  • Client’s ID card
  • Foreigners should a resident permit for Bulgaria
  • Application form for debit card when visiting UniCredit Bulbank branches 

Apply for your Mastercard Business Debit

In branch of the bank

Apply for the card in any bank branch.

Through the online and mobile banking

Bulbank Online
Bulbank Mobile

Security Tips

Take care of your financial security by following a few simple rules when using your card.

Additional Card Services

Other Card Offers