Growth in the prices of shares of Pepsico, Procter and Gamble, Roche Holding, Zurich Financial Services, Royal Dutch Shell will give the opportunity to generate higher profits compared to the ones of standard fixed-term deposits.

UniCredit Bulbank has started offering two new structured deposits – Green Wave and Blue Wave. The deposits give clients the opportunity not only to keep their savings but also to generate additional profits. The five companies on which the additional return depends are the so-called blue chips – shares of companies with large market capitalization, stable profits and revenues which do not depend on the business cycle of the economy.

“The products are suitable for clients who would like to distribute part of their savings so that they can have the opportunity to generate higher additional profits compared to the ones of standard fixed-term deposits without taking the typical risks of direct investments on capital markets and thus maintaining the full amount of their investments,” says Ivan Dzhonov, Head of Private Banking at UniCredit Bulbank.

The additional profitability of the two deposits depends on the positive change in the prices of the shares of five of the most significant and well-known world companies - Pepsico, Procter and Gamble, Roche Holding, Zurich Financial Services, Royal Dutch Shell. The market capitalization of the five companies amounts to USD 707 billion which is 13 times more than the GDP of Bulgaria for last year. Their total net profit for 2011 amounts to over USD 80 billion.

With both structured deposits – Green Wave and Blue Wave – the investment basket contains shares of the same companies; however, products differ in terms of their currency and the period of depositing. The period for opening the deposits started on 4 April 2012 and continues until 26 April 2012.

The Green Wave deposit is in USD and for the duration of the period for opening clients receive a fixed guaranteed interest rate amounting to 1% on an annual basis. For the period of depositing 27 April 2012 – 27 April 2015 the fixed guaranteed interest rate amounts to 0.03%. The minimum amount for opening a Green Wave deposit is USD 10 thousand.

The Blue Wave deposit is in EUR and the respective minimum amount for opening it is EUR 10 thousand. For the duration of the period for opening the fixed guaranteed interest rate amounts to 1.5% on an annual basis. The period of depositing in the case of Blue Wave is one year shorter and continues until 27 April 2014. The fixed guaranteed interest rate during the period of depositing is the same as with the structured deposit in USD – 0.03%.

With both products the full amount of the deposit principal is paid on the maturity date together with the guaranteed fixed interest. Clients are also paid additional profits calculated in case of positive change in the prices of the shares of the five companies.

“Both deposit products, Green Wave and Blue Wave, appear on the market in response to the great interest expressed with respect to the first structured deposit especially created for private clients of UniCredit Bulbank – Blue Chips”, explained Ivan Dzhonov.

On the Bulgarian market UniCredit Bulbank services 1300 private clients as at the end of January this year. The attracted funds amount to BGN 552 million. This puts UniCredit Bulbank Private Banking in the first place with 23% market share in terms of the number of private clients. The Bank is also a leader in terms of deposit volume in this particular segment of private clients in Bulgaria with around 18% market share.

More information for media:

UniCredit Bulbank, Identity & Communications Department

Viktoria Blajeva, Phone: + 359 2 9264 993, wjlj/ebwjepwbAvojdsfejuhspvq/ch

Magdalena Ivanova, Phone: + 359 2 9232 528, nbhebmfob/jwbopwbAvojdsfejuhspvq/ch

More information for clients:

UniCredit Bulbank, Call Centre

Phone: 0700 1 84 84