The Bank reduces interests and offers free-of-charge on-line banking and V PAY card to new borrowers

Existing clients of the Bank can also save one monthly interest under the loan by bringing a new client

All clients of UniCredit Bulbank that apply for a mortgage loan from today until the end of the year and have a pupil or student at home can save the first monthly installment of the loan. The Bank will not accrue interest for the first month under newly provided mortgage loans and if that is combined with a choice of repayment schedule with 1 month grace period for the principal the households with pupils or students can defer with a whole month the payment of the first installment after utilization of the loan.

New and better conditions of new loans will be given not only to the families with children but also to all new clients of UniCredit Bulbank who withdraw a mortgage loan by the end of the year. The Bank reduces the interest rates in BGN and in EUR under newly provided mortgage loans. The interest drop for loans in EUR for new clients is between 1.6% - 1.8% compared to the current levels. For loans in BGN the reduction is with up to 0.7%.

In addition to lower interests, UniCredit Bulbank offers a number of extra preferences for mortgage loan applicants by the end of this year. New clients will receive on-line banking without a fee for the first year. In this way they can have at all times information about the movement of their money and the condition of their loan.

Another preference which every new client is given is the most secure debit card - V PAY provided by UniCredit Bulbank without an issuance fee.

Last but not least every new client of UniCredit Bulbank can obtain access to additional financing in the form of credit card with preliminary approved limit of up to 3% of the mortgage loan amount (but not more than TBGN 5). The Card is issued 6 months after drawdown of the loan for the clients who have repaid their installments regularly. And that card is free of maintenance fees for the first year.

In addition for the new clients, UniCredit Bulbank has prepared relief for its existing clients as well who have already withdrawn a mortgage loan. Every such client who brings another client (with approved mortgage loan), gets back the latest paid interest for the current month or part of it, according to the amount of the loan disbursed to the client he/she has brought. There are no limitations for the number of new clients that can be brought.

Moreover, in addition to getting the paid interest back clients who bring new borrowers receive free-of-charge on-line banking for a period of one year as of the date of refunding of the interest.

Contacts:

UniCredit Bulbank, Public relations and corporate communications

Ekaterina Ancheva: tel: 02/9264 963, flbufsjob/bodifwbAvojdsfejuhspvq/ch