UniCredit Bulbank engages to respond clients’ requirements for universal credit within 24 hours from filing the application.

“The increased competition in local banking sector is in favour of our clients because it stimulates us to look for new methods in order to satisfy client’s needs. Researches shows that fast responses from the bank, whether positive or negative are among the most important elements of the credit model which is in direct interest of the client. Thus despite the competitive prices we can offer the second most important mortgage loan characteristic – fast response” Lubomir Punchev director of Retail Banking in UniCredit Bulbank said.

The other main competitive advantage for such universal mortgage loans is that they could be used for different goals like business, education, reconstruction of current house, buying of new flat etc.

Mortgage loans of UniCredit Bulbank do not have maximum size and the term is for 25 years. This kind of credits are extended in BGN and EUR with competitive interest between 6.27% to 8.22%

Each mortgage loan taker who brings a new client to the bank will be freed from payment of one or more monthly interest payments.

In addition, UniCredit Bulbank offers also a credit card to clients that receive mortgage loans with preliminary approved limit that could reach BGN 5000.