In December 2009, AIG Bulgaria INSURANCE AND REINSURANCE COMPANY EAD merged with its sole proprietor CHARTIS EUROPE S.A. From 1 January 2010 CHARTIS EUROPE S.A. will carry on the activity of AIG Bulgaria Insurance and Reinsurance Company EAD through its subsidiary, registered in the Republic of Bulgaria – CHARTIS EUROPE S.A. (Bulgaria branch).

The new name Chartis (from the ancient Greek word for map) is a symbol of the capabilities of a company with 90 years experience to guide the Customers to the right direction, helping them to discover new opportunities.

As a result of the performed merger, all insurance policies, concluded by AIG Bulgaria INSURANCE AND REINSURANCE COMPANY EAD were transferred to CHARTIS EUROPE S.A. (Bulgaria branch) and will be administered by it. The relationships with the clients will be managed in the same way and under the same terms and conditions – both regarding the insurance responsibility, and the factualness.

For credit card holders

Free of charge Travel Abroad Insurance, provided by CHARTIS EUROPE S.A. (Bulgaria branch), which ensures coverage against damages, illnesses or other kind of inconveniences, which have occurred abroad. The insurance coverage is effective 24 hours a day during the travelling and covers damages, occurred everywhere around the world (with the exception of Bulgaria). In Bulgaria the insurance covers only the insurance events Death caused by accident and Full/permanent loss of work capacity. The insurance may be activated only if the package or the service has been bought with a credit card of UniCredit Bulbank, or in case while using the card on ATM or POS terminal, the insured cardholder is already abroad. In order to activate the insurance coverage in Bulgaria, the cardholder has to use the card on an ATM or POS terminal in Bulgaria. The specific terms and conditions and the insurance coverage are provided together with the card.

For debit and credit card holders

Care Insurance and Active Protection insurance, provided by CHARTIS EUROPE S.A. (Bulgaria branch), are offered only by phone. The insurances cover allowances for a hospital stay as a result of an accident or illness; fractures due to an accident; permanent full or partial loss of work capacity due to an accident or death, caused by an accident, which has occurred in Bulgaria or abroad.

Thanks to the Law on providing remote financial services, every cardholder of UniCredit Bulbank may get Care Insurance or Active Protection insurance by CHARTIS EUROPE S.A. (Bulgaria branch), only by making a phone call and even without necessity of meeting an insurance broker or a consultant from the bank. The phone call with the client is recorded, which guarantees its security. The insurance policy is delivered to the client free-of-charge by a courier.

Regarding both insurances, the clients may choose between 4 kinds of insurance coverage and between two insurance packages – Personal or Family package. During first month the two insurance products are provided free-of-charge as a compliment to the cardholder by the Bank. In this way every client has the possibility to reasonably assess if this product is suitable for him/her and whether he wants to use it.

The number of the clients of UniCredit Bulbank, who have availed themselves of the possibility to conclude the two insurances, thus ensuring peace and safety for themselves and their families, until now is over 34 000.

Detailed information about Care Insurance or Active Protection insurance may be obtained at the short phone number *2580 (at the rates of your fixed-line or mobile operator) or the national number 0700 18 333 (at the price of one town telephone talk for fixed-line subscribers of VIVACOM for the whole country), every day from Monday to Friday, between 9.00 – 19.00 o’clock or via e-mail: dt/dibsujt/chAdibsujtjotvsbodf/dpn/

Protected Portfolio Insurance by CHARTIS EUROPE S.A. (Bulgaria branch) (by request of the client). The insurance covers financial losses, occurred as a result of theft or loss of a card; protection of the purchases, forgery of identity documents, keys or locks, stolen/lost together with the card, death caused by an accident. The insurance is annual with an option of automatic renewal against the minimum contribution of BGN 23.50 annually upon cash available on the account. For more information the clients may call the phone number 0 700 1 84 84 (at the price of one town telephone talk) or 0 800 14 000 (free-of-charge for fixed-line phones of VIVACOM) or to visit a branch of the Bank.