Bulbank has started promotional campaign for mortgage loans. All contracts for mortgage loans that are signed till the end of this year will be free of prepayment fee. Bulbank keeps the competitive interest levels for mortgage loans - 6.48% for loans in EUR and 7.28% for loans in BGN for the whole term of the contract. People that possess UNICO package could take an advantage of additional discounts. The bank preserves the option first one or first 3, 5 and 10 years the interest on loans to be lower than the rest of the period.

The novelty in the mortgage loan offer of Bulbank is found in the program “Share and save”. Under that program all current clients that have mortgage loan from the bank can bring a new client to whom the bank to grant mortgage loan and thus to save one or more monthly interest on current credit.

Bulbank reduces by 50% the fee for examining of credit applications and removes the management fee for the period after the first year. Clients of Bulbank could use also additional discounts under consumer credit programs for energy efficiency EuroGrant – lower fee for processing of application and for management as well as lower interest levels. Bulbank’s credits for energy efficiency are the most competitive on the local market and they are suitable for purchase of apartment taking into account the opportunity for gratuitous aid up to 20% as it is stated in the conditions of EBRD program.

Bulbank keeps the conditions of previous promotion for maximum grace period of 6 months concerning the interest payments and up to 12 months on the principal depending from the credit type.

Mortgage loan program of Bulbank offers a range of opportunities from which clients could chose the best parameters using the help of bank specialists.

Clients could choose among the following:

• Equal monthly payments or decreasing payments

• Grace period over the interest or the principle for a certain period of time

• Chance for seasonal payments

• Catalogue with commercial areas where clients could use discounts when buying electronics and furniture.

• Possibility for additional credit like overdraft or revolving credit card.

The entire mortgage lending program of Bulbank, known as one of the most flexible one on the market offers also purposeful loans for purchase of construction of real estate, construction of an estate together with a building company, reconstruction of house, financing a purchase of new real estate while the client sales off the old one.