Risks Covered

  • Death due to illness or accident

  • Total permanent disability over 70% due to illness or accident

  • Temporary disability due to illness or accident *

* For individuals who are not insured in the Sickness and Maternity fund of the SSI or at an even lower price, at client’s option, instead of the coverage for temporary disability, hospital stay longer than 7 days due to accident is offered.

Characteristics

This insurance is created by Cardif Life Insurance – Bulgaria branch especially for sole owners and partners in micro and small enterprises who are clients of UniCredit.


Object of insurance

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Coverage of the company’s loan payments in case of unexpected events affecting the life, health and capacity to work of the insured individual.

Term of insurance

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This insurance is concluded for the term of the loan agreement.

Insurance amount and cost of insurance

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This insurance is available at preferential rates.

The insurance amount changes depending on risks covered and also depends on the credit product to which the insurance is concluded.

Beneficiaries of this Insurance

The Payment Protection Insurance may be concluded by sole owners or partners in micro and small enterprises who are clients of UniCredit Bulbank.

To buy the insurance, please visit the closest branch of the bank.