• 10/29/2026
  • in force of 01/01/2027
  • General terms

Notification of changes in the GTC for Opening, Servicing and Closing Bank Accounts of IC

Dear customers,


We would like to inform you that, effective 01.01.2027, UniCredit Bulbank AD will introduce amendments to the General Terms and Conditions for Opening, Servicing and Closing Bank Accounts of Individuals and for Providing Payment Services and Instruments relating to the following:

 

  • Addition of provisions regarding SEPA Instant Credit Transfers (SCT Inst), enabling transferred funds to reach the beneficiary within seconds;
  • Introduction of the option to set an individual limit for instant payments, providing greater control over payment transactions and additional protection of the funds held in your accounts;
  • Introduction of the Verification of Payee (VoP) service, enhancing the security of euro transfers (SEPA Credit Transfers and SEPA Instant Credit Transfers). Before you confirm a credit transfer, the service verifies whether the beneficiary’s name corresponds to the specified IBAN;
  • Changes relating to deposit products with automatic renewal, including in cases where the respective product is discontinued or can no longer be supported;
  • Changes to the manner in which account information and account statements are provided, including in cases where the agreed communication channel cannot be used.

The amended General Terms and Conditions for Opening, Servicing and Closing Bank Accounts of Individuals and for Providing Payment Services and Instruments are available at the Bank's branches and on its website.

For additional information, you can contact your servicing banker or the Customer Contact Center of UniCredit Bulbank AD on phone 0700 184 84.


With the present notification, UniCredit Bulbank AD fulfills its obligation, according to Art. 62 of the Payment Services and Payment Systems Act and informs the payment services users hat it reckons they have accepted the changes in the conditions of the Framework agreement, unless they notify the Bank that they do not accept these changes before the date of entry into force of the changes.

Provided that the payment service users does not accept the changes, the Bank informs that the users have the right to terminate the Framework agreement and any other related contracts, before the date on which are proposed of entry into force of the changes, without being responsible for costs and compensation.
 

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